BOQ Specialist
BOQS Market Rate Loan
BOQS Market Rate Loan - This product is currently being trialled with select business customers only
At a glance
- Pricing
- Rates on application
- Loan size
- $50,000 to no maximum
- Upfront fee
- $900
- Monthly fee
- $50
§ 02 — Fees · 19
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Information Fee | Enquiry | $80 | — | Charged each time you request us to provide information about your facility including statements |
| Bank Cheque Fee | Event | $25 | — | Charged if sending payment via bank cheque |
| Break Cost Administration Fee | Event | $250 | — | Charged in accordance with your Facility Agreement |
| Special Attendance Fee | Event | $450 | — | Charged if you require any special attendance |
| Security Release Fee | Exit | $250 | — | Payable when we agree (at your request) to discharge a security |
| Undrawn Loan Fee | Other | No fee | — | Charged on the daily undrawn facility limit in arrears on a frequency agreed with us |
| Line Fee | Periodic | No fee | Every 1 mo | Charged on the facility limit either in Advance or Arrears |
| Loan Service Fee | Periodic | $50 | Every 1 mo | A monthly account keeping fee for the provision and maintenance of the facility |
| Construction Loan Fee - Contract Builder | Upfront | $250 | — | Allows up to 4 drawings, with each additional drawing $100 |
| Construction Loan Fee - Owner Builder | Upfront | $500 | — | Allows up to 4 drawings, with each additional drawing $100 |
| Settlement Fee | Upfront | $150 | — | Payable for completing settlement of your facility |
| Upfront Document Fee | Upfront | 0.75% of balance | — | 0.75% of the approved limit applies (minimum $750) |
| Additional Security Fee | Variation | $150 | — | Payable when more than one security is required by BOQ |
| Break Cost Fee | Variation | Varies | — | The amount is calculated in accordance with your Facility Agreement |
| Consent to Lease | Variation | $450 | — | Charged when a consent to registration of lease and production of Certificate of Title is required |
| Substitution of Security Fee | Variation | $300 | — | Payable is we agree to substitution of a security for another security |
| Switching Fee | Variation | $300 | — | This fee is payable when switching facility types or changing interest periods |
| Trust Deed Review | Variation | $220 | — | Charged when a trust deed requires review |
| Variation Fee | Variation | $395 | — | Charged for any variations made to the loan that need documentation |
§ 03 — Features
- · Interest rate options and loan terms: Variable - 1,2, 3 and 6 months; Interest Capitalised Variable - 1,2 and 3 months;Fixed - 1,2,3,4 and 5 years; Interest Prepaid - 1 year
- · Scheduled Principal Reductions, Progress Draw and Redraw are offered on Variable Market Rate Loans and Interest Capitalised Variable Market Rate Loans.
- · Interest payment options and loan terms : Variable: 1,2,3 and 6 months in arrears; Interest Capitalised Variable : 1, 2 and 3 months in arrears;Fixed - Monthly in arrears; Interest Prepaid - Yearly i…
- · Interest rates are set daily for each facility type and each interest period.
- · Choose a loan that suits your cash flow and business requirements. Variable Market Rate Loan Interest Capitalised Variable Market Rate Loan Fixed Market Rate Loan Interest Prepaid Market Rate Loan
- · Accepted security includes residential property, commercial property, business assets, directors' guarantee, fixed and floating company charge.
§ 04 — Eligibility & limits
- · Available to businesses
- · Amount $50,000 to no maximum
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by BOQ Specialist under the Consumer Data Right, last changed by them on 4 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.