BOQ SpecialistBOQS Market Rate Loan
BOQS Market Rate Loan - This product is currently being trialled with select business customers only
At a glance
- Pricing
- Rates on application
- Loan size
- $50,000 to no maximum
- Upfront fee
- $150
- Monthly fee
- $0
Fees
19 fees published, grouped by when they're charged.
- When you take it outUp to $5004 fees, each listed below
- While you hold itUp to $502 fees, each listed below
- When you close it or pay it off$250Security Release Fee
When you take it out4
- Construction Loan Fee - Contract Builder
Allows up to 4 drawings, with each additional drawing $100
$250 - Construction Loan Fee - Owner Builder
Allows up to 4 drawings, with each additional drawing $100
$500 - Settlement Fee
Payable for completing settlement of your facility
$150 - Upfront Document Fee
0.75% of the approved limit applies (minimum $750)
0.75% of balance
While you hold it2
- Line Fee
Charged on the facility limit either in Advance or Arrears
No fee - Loan Service Fee
A monthly account keeping fee for the provision and maintenance of the facility
$50 a month
When particular things happen11
- Information Fee
Charged each time you request us to provide information about your facility including statements
$80 - Bank Cheque Fee
Charged if sending payment via bank cheque
$25 - Break Cost Administration Fee
Charged in accordance with your Facility Agreement
$250 - Special Attendance Fee
Charged if you require any special attendance
$450 - Additional Security Fee
Payable when more than one security is required by BOQ
$150 - Break Cost Fee
The amount is calculated in accordance with your Facility Agreement
Varies - Consent to Lease
Charged when a consent to registration of lease and production of Certificate of Title is required
$450 - Substitution of Security Fee
Payable is we agree to substitution of a security for another security
$300 - Switching Fee
This fee is payable when switching facility types or changing interest periods
$300 - Trust Deed Review
Charged when a trust deed requires review
$220 - Variation Fee
Charged for any variations made to the loan that need documentation
$395
When you close it or pay it off1
- Security Release Fee
Payable when we agree (at your request) to discharge a security
$250
Other fees1
- Undrawn Loan Fee
Charged on the daily undrawn facility limit in arrears on a frequency agreed with us
No fee
Features
- Interest rate options and loan terms: Variable - 1,2, 3 and 6 months; Interest Capitalised Variable - 1,2 and 3 months;Fixed - 1,2,3,4 and 5 years; Interest Prepaid - 1 year
- Scheduled Principal Reductions, Progress Draw and Redraw are offered on Variable Market Rate Loans and Interest Capitalised Variable Market Rate Loans.
- Interest payment options and loan terms : Variable: 1,2,3 and 6 months in arrears; Interest Capitalised Variable : 1, 2 and 3 months in arrears;Fixed - Monthly in arrears; Interest Prepaid - Yearly i…
- Interest rates are set daily for each facility type and each interest period.
- Choose a loan that suits your cash flow and business requirements. Variable Market Rate Loan Interest Capitalised Variable Market Rate Loan Fixed Market Rate Loan Interest Prepaid Market Rate Loan
- Accepted security includes residential property, commercial property, business assets, directors' guarantee, fixed and floating company charge.
Eligibility and limits
- Available to businesses
- Amount from $50,000, no maximum
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Published by BOQ Specialist under the Consumer Data Right, last changed by them on 4 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.