CommBank
Market Rate Loan - Facility
A highly flexible loan with transparent pricing to support your business to grow, and repayment options to meet your cash flow cycle.
At a glance
- Pricing
- Rates on application
- Loan size
- $500,000 to no maximum
§ 02 — Fees · 6
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Early Repayment Adjustment Fee | Event | Varies | — | Fee charged when a customer makes a repayment on the loan prior to the scheduled reset date (irrespective of the circumstances causing the early repayment) and the Bank makes a loss due to the pre-pa… |
| Facility usage fee | Other | Varies | — | Fee charged for using the facility. Calculated on your total borrowed amount (not your total limit) |
| IRRM Charges | Other | Varies | — | Applicable fees vary, e.g. IRRM charges - please speak with your Relationship Manager for rates and terms to suit your needs. |
| Other fees apply | Other | Varies | — | Applications for finance are subject to the Bank's normal credit approval. Full terms and conditions and applicable fees are included in the Loan Offer. Bank fees and charges may apply. |
| Facility line fee | Periodic | Varies | Every 3 mo | Fee charged for making the facility available. Calculated as a percentage of the total facility limit |
| Establishment and security processing fee | Upfront | $1,000 | — | Fee charged to establish or refinance a facility. This may be a dollar amount or percentage of the facility limit. This may be charged at establishment, limit increase or loan term extension |
§ 03 — Features
Digital banking
- · Agri Green Loan: Access agri finance for eligible new environmental projects on your farm. Features & benefits - Future-proofing: Invest in projects that can help reduce your emissions and build resi…
- · Business Green Loan: A green lending finance solution that may help reduce your emissions, build climate change resilience and protect our natural resources. Future proofing: Invest in equipment and…
- · Market Rate Loan: A highly flexible loan with transparent pricing to support your business to grow, and repayment options to meet your cash flow cycle. For businesses that: Want to borrow more than $…
- · How a Market Rate Loan works: It's for businesses that want to have the flexibility to have multiple loans within one facility that has an overall limit starting from $500,000. It has a transparent i…
- · Flexibly structure your loan: The Market Rate Loan facility supports up to 25 participating entities. You can allow your entities to manage their individual cash flow requirements.
- · Customise your repayments and security: Make interest only or principal plus interest repayments based on your business needs, and the type of investment you're making. Loans can be fully secured, pa…
- · Manage interest rate risk: Structure your loan to flexibly manage cash flow and your exposure to market rate changes. For example, one of your loan accounts may have a 6 month reset period, while ano…
§ 04 — Eligibility & limits
- · Available to businesses
- · Amount $500,000 to no maximum
- · Applications for finance are subject to the Bank's normal credit approval. Full terms and conditions and applicable fees are included in the Loan Offer. Bank fees and charges may apply.
- · Eligibility Conditions for Agri Green Loan: You can apply if you: Are a registered Australian business that is a sole trader, partnership, trust, limited or proprietary limited company, Have a cash b…
- · Business Green Loan: How do I qualify: To qualify for our Business Green Loan, you must use your loan for an eligible asset or project such as: Renewable energy e.g. solar, wind, hydropower and batte…
§ 06 — Run the numbers
Put this product through a calculator
Published by CommBank under the Consumer Data Right, last changed by them on 23 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.