CommBankMarket Rate Loan - Facility
A highly flexible loan with transparent pricing to support your business to grow, and repayment options to meet your cash flow cycle.
At a glance
- Pricing
- Rates on application
- Loan size
- $500,000 to no maximum
Fees
6 fees published, grouped by when they're charged.
- When you take it outFrom $1,000Establishment and security processing fee
- While you hold itVaries every 3 monthsFacility line fee
- When you close it or pay it offNo fee published
When you take it out1
- Establishment and security processing fee
Fee charged to establish or refinance a facility. This may be a dollar amount or percentage of the facility limit. This may be charged at establishment, limit increase or loan term extension
From $1,000
While you hold it1
- Facility line fee
Fee charged for making the facility available. Calculated as a percentage of the total facility limit
Varies every 3 months
When particular things happen1
- Early Repayment Adjustment Fee
Fee charged when a customer makes a repayment on the loan prior to the scheduled reset date (irrespective of the circumstances causing the early repayment) and the Bank makes a loss due to the pre-pa…
Varies
Other fees3
- Facility usage fee
Fee charged for using the facility. Calculated on your total borrowed amount (not your total limit)
Varies - IRRM Charges
Applicable fees vary, e.g. IRRM charges - please speak with your Relationship Manager for rates and terms to suit your needs.
Varies - Other fees apply
Applications for finance are subject to the Bank's normal credit approval. Full terms and conditions and applicable fees are included in the Loan Offer. Bank fees and charges may apply.
Varies
Features
- Agri Green Loan: Access agri finance for eligible new environmental projects on your farm. Features & benefits - Future-proofing: Invest in projects that can help reduce your emissions and build resi…
- Business Green Loan: A green lending finance solution that may help reduce your emissions, build climate change resilience and protect our natural resources. Future proofing: Invest in equipment and…
- Market Rate Loan: A highly flexible loan with transparent pricing to support your business to grow, and repayment options to meet your cash flow cycle. For businesses that: Want to borrow more than $…
- How a Market Rate Loan works: It's for businesses that want to have the flexibility to have multiple loans within one facility that has an overall limit starting from $500,000. It has a transparent i…
- Flexibly structure your loan: The Market Rate Loan facility supports up to 25 participating entities. You can allow your entities to manage their individual cash flow requirements.
- Customise your repayments and security: Make interest only or principal plus interest repayments based on your business needs, and the type of investment you're making. Loans can be fully secured, pa…
- Manage interest rate risk: Structure your loan to flexibly manage cash flow and your exposure to market rate changes. For example, one of your loan accounts may have a 6 month reset period, while ano…
Eligibility and limits
- Available to businesses
- Amount from $500,000, no maximum
- Applications for finance are subject to the Bank's normal credit approval. Full terms and conditions and applicable fees are included in the Loan Offer. Bank fees and charges may apply.
- Eligibility Conditions for Agri Green Loan: You can apply if you: Are a registered Australian business that is a sole trader, partnership, trust, limited or proprietary limited company, Have a cash b…
- Business Green Loan: How do I qualify: To qualify for our Business Green Loan, you must use your loan for an eligible asset or project such as: Renewable energy e.g. solar, wind, hydropower and batte…
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Published by CommBank under the Consumer Data Right, last changed by them on 23 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.