Commercial SMSF
Connective Complete's Commercial SMSF Loan
At a glance
- Variable
- 7.71%
- Loan size
- $100,000 to $3,000,000
- Upfront fee
- $1,711
- Monthly fee
- $25
Rates
Every rate Connective Complete publishes for this business loan, 8 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | Investment, Interest only | - | 1–60% LVR | 7.71% | - | - |
| Variable | Investment, Interest only | - | 60–65% LVR | 7.71% | - | - |
| Variable | Investment, Interest only | - | 65–70% LVR | 7.76% | - | - |
| Variable | Investment, Interest only | - | 70–75% LVR | 8.05% | - | - |
| Variable | Investment, P&I | - | 1–60% LVR | 7.71% | - | - |
| Variable | Investment, P&I | - | 60–65% LVR | 7.71% | - | - |
| Variable | Investment, P&I | - | 65–70% LVR | 7.76% | - | - |
| Variable | Investment, P&I | - | 70–75% LVR | 8.05% | - | - |
Rate changes
8 changes logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 15 Oct 2026 | Variable, Investment, Interest only, 1–60% LVR | 7.65% | 7.71% | up 0.06 |
| 15 Oct 2026 | Variable, Investment, Interest only, 60–65% LVR | 7.65% | 7.71% | up 0.06 |
| 15 Oct 2026 | Variable, Investment, Interest only, 65–70% LVR | 7.65% | 7.76% | up 0.11 |
| 15 Oct 2026 | Variable, Investment, Interest only, 70–75% LVR | 7.95% | 8.05% | up 0.10 |
| 15 Oct 2026 | Variable, Investment, P&I, 1–60% LVR | 7.65% | 7.71% | up 0.06 |
| 15 Oct 2026 | Variable, Investment, P&I, 60–65% LVR | 7.65% | 7.71% | up 0.06 |
| 15 Oct 2026 | Variable, Investment, P&I, 65–70% LVR | 7.65% | 7.76% | up 0.11 |
| 15 Oct 2026 | Variable, Investment, P&I, 70–75% LVR | 7.95% | 8.05% | up 0.10 |
Each change is logged the night it appears in the rates Connective Complete publishes. See how every lender answered the RBA on the rate tracker.
Fees
6 fees published, grouped by when they're charged.
- When you take it outUp to $1,7112 fees, each listed below
- While you hold it$25 a monthAccount Management Fee
- When you close it or pay it offNo fee published
When you take it out2
- Risk Fee
A risk fee 0f 0.50% of the loan amount applies
0.00% of balance - Security Appraisal Fee
Security appraisal fee is payable upfront and charged at cost
$1,711
While you hold it1
- Account Management Fee$25 a month
When particular things happen2
- Legal and Administration Fee
Fee is based on borrowing entity type
$1,500 - Settlement Fee$975
Other fees1
- Guarantor Fee
Only applies if application has a guarantee
$250
Features
Eligibility and limits
- Minimum age 18
- Residency: Australian Resident
- Available to businesses
- Amount $100,000 to $3,000,000
- Maximum LVR 75%
Compare it with others
Put this product through a calculator
Published by Connective Complete under the Consumer Data Right, last changed by them on 14 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.