The Finance Algorithm
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Commercial SMSF

Connective Complete's Commercial SMSF Loan

Business loansLender updated 14 Oct 2026

At a glance

Variable
7.71%
Loan size
$100,000 to $3,000,000
Upfront fee
$1,711
Monthly fee
$25

Rates

Every rate Connective Complete publishes for this business loan, 8 in all.

TypeApplies toTermBandRateComparisonConditions
VariableInvestment, Interest only-1–60% LVR7.71%--
VariableInvestment, Interest only-60–65% LVR7.71%--
VariableInvestment, Interest only-65–70% LVR7.76%--
VariableInvestment, Interest only-70–75% LVR8.05%--
VariableInvestment, P&I-1–60% LVR7.71%--
VariableInvestment, P&I-60–65% LVR7.71%--
VariableInvestment, P&I-65–70% LVR7.76%--
VariableInvestment, P&I-70–75% LVR8.05%--

Rate changes

8 changes logged, newest first.

DateRateWasNowChange
15 Oct 2026Variable, Investment, Interest only, 1–60% LVR7.65%7.71%up 0.06
15 Oct 2026Variable, Investment, Interest only, 60–65% LVR7.65%7.71%up 0.06
15 Oct 2026Variable, Investment, Interest only, 65–70% LVR7.65%7.76%up 0.11
15 Oct 2026Variable, Investment, Interest only, 70–75% LVR7.95%8.05%up 0.10
15 Oct 2026Variable, Investment, P&I, 1–60% LVR7.65%7.71%up 0.06
15 Oct 2026Variable, Investment, P&I, 60–65% LVR7.65%7.71%up 0.06
15 Oct 2026Variable, Investment, P&I, 65–70% LVR7.65%7.76%up 0.11
15 Oct 2026Variable, Investment, P&I, 70–75% LVR7.95%8.05%up 0.10

Each change is logged the night it appears in the rates Connective Complete publishes. See how every lender answered the RBA on the rate tracker.

Fees

6 fees published, grouped by when they're charged.

  1. When you take it outUp to $1,7112 fees, each listed below
  2. While you hold it$25 a monthAccount Management Fee
  3. When you close it or pay it offNo fee published

When you take it out2

  • Risk Fee

    A risk fee 0f 0.50% of the loan amount applies

    0.00% of balance
  • Security Appraisal Fee

    Security appraisal fee is payable upfront and charged at cost

    $1,711

While you hold it1

  • Account Management Fee
    $25 a month

When particular things happen2

  • Legal and Administration Fee

    Fee is based on borrowing entity type

    $1,500
  • Settlement Fee
    $975

Other fees1

  • Guarantor Fee

    Only applies if application has a guarantee

    $250

Features

Extra repaymentsDigital banking

Eligibility and limits

  • Minimum age 18
  • Residency: Australian Resident
  • Available to businesses
  • Amount $100,000 to $3,000,000
  • Maximum LVR 75%

Published by Connective Complete under the Consumer Data Right, last changed by them on 14 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.