The Finance Algorithm
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Business Loan

Ready to back your next big move? A Dynamoney business loan gives ambitious Aussie businesses fast access to capital, flexible terms and predictable repayments.

Business loansRates on applicationLender updated 16 Sept 2026
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At a glance

Pricing
Rates on application
Loan size
$20,000 to $500,000
Upfront fee
$495

Fees

3 fees published, grouped by when they're charged.

  1. When you take it outUp to $7952 fees, each listed below
  2. While you hold itNo fee published
  3. When you close it or pay it offVariesSecurity Release Fee (Early Repayment)

When you take it out2

  • Documentation Fee
    $495
  • Legal Fee

    Loans over $200k also incur a $795 legal fee for security lodgement

    $795

When you close it or pay it off1

  • Security Release Fee (Early Repayment)

    If you repay your loan early, a security release fee may also apply

    Varies

Features

  • Loans up to $500k
  • Flexible term loans
  • Predictable repayments
  • Fast lending decisions

Eligibility and limits

  • Minimum age 18
  • Available to businesses
  • Amount $20,000 to $500,000
  • Legitimate business requirement
  • Minimum Director score of 550
  • 12+ months ABN/GST registration
  • Australian driver’s licence or passport
  • At least 6 months of bank statements (property security over $200k)
  • For loans above $300k, additional full financials (ALLPAP on business) required

Published by Dynamoney under the Consumer Data Right, last changed by them on 16 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.