The Finance Algorithm
Goulburn Murray Credit Union Co-Operative Ltd logoGoulburn Murray Credit Union Co-Operative Ltd

Business/Farm/Commercial - Residential Mortgage Loan

Business/Farm/Commercial - Residential Mortgage Loan

Business loansBank updated 12 June 2026

At a glance

Upfront fee
$500

Rates

The one rate Goulburn Murray Credit Union Co-Operative Ltd publishes for this business loan.

TypeApplies toTermBandRateComparisonConditions
DiscountP&I--10.54%--

Fees

10 fees published, grouped by when they're charged.

When you take it out1

  • BUSINESS/COMMERCIAL_LOAN_ESTABLISHMENT_FEE

    Establishment Fee starts from $500.00 and increases based on loan amount and complexity

    $500

When you make a transaction3

  • MORTGAGE_PREPARATION_FEE

    Mortgage documents prepared by solicitor payable by member at cost

    No fee
  • VALUATION_FEE

    Valuation fee payable by member at cost

    No fee
  • LOAN_REDRAW_FEE
    $50

When particular things happen6

  • GMCU_TITLE_SEARCH_FEE
    $25.30
  • GOODS_SECURITY_AGREEMENT_PREPARATION_FEE

    charged if a Goods Security Agreement is required as security (e.g. over a vehicle)

    $30
  • LOAN_CONTRACT_VARIATION_FEE

    For Each Variation

    $300
  • LOAN_DEFAULT_FEE-_FINAL_NOTICE
    $25
  • LOAN_DEFAULT_FEE-_SECOND_REMINDER_LETTER
    $15
  • LOAN_DEFAULT_FEE
    $10

Features

None published.

Eligibility and limits

  • Maximum LVR 80%
  • Terms, conditions, lending eligibility and approved criteria apply.

Published by gmcu under the Consumer Data Right, last changed by them on 12 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.