Hino Financial ServicesHino Business Vehicle Loan
Need a new or used truck for your business? A smarter way to buy your truck is with a Business Vehicle Loan, or chattel mortgage, from Hino Financial Services. Because you own the truck from day one, you can have the security of knowing that it’s a business asset right from the outset. There is also the option to trade in an old vehicle which can reduce the repayments. With our range of tailored finance options, you could get into your Hino sooner.
At a glance
- Pricing
- Rates on application
- Loan size
- $5,000 to no maximum
- Upfront fee
- $395
- Monthly fee
- $8
Fees
11 fees published, grouped by when they're charged.
- When you take it outUp to $1,3753 fees, each listed below
- While you hold it$8 a monthAccount Administration Fee
- When you close it or pay it offVariesEarly Termination Fee
When you take it out3
- Dealer Origination Fee
This fee covers the dealership’s cost of preparing your finance application on Hino Financial Service’s behalf. The Hino Finance & Insurance Manager within the dealership is responsible for explainin…
$1,375 - Establishment Fee
The cost to set-up your approved loan with Hino Financial Services. It is payable upon loan settlement, and can be included within the amount financed. This is referred to in your contract as your Lo…
$395 - Vehicle Security Registration Fee
The cost of registering Hino Financial Service’s security interest in your vehicle on the Australian Government’s Personal Property Securities Register. This is a national online register to help pro…
$6
While you hold it1
- Account Administration Fee
A monthly fee for the management of your loan account.
$8 a month
When you make a transaction2
- Payment Method Fee – BPay
Processing each payment made by BPay.
$1.50 - Payment Method Fee – Other (includes BillPay, Cheque or Direct Deposit)
Processing each payment made by BillPay, Cheque, or Direct Deposit.
$3
If a payment is late or fails2
- Payment Dishonour Fee
If your Direct Debit or Cheque payment is dishonoured.
$3.25 - Late Payment Fee
If you’re late or miss a repayment, and your account goes into arrears. Hino Financial Services will contact you about the overdue amount, and this is mentioned in your loan contract as an Arrears Fo…
$25 30 days after it's due
When particular things happen2
- Information Request Fee
If you request contract documentation by calling the Hino Financial Services National Customer Solutions Centre
$25 - Account Payment Card Fee
For replacement; supplementary; or new payment cards when you switch from Direct Debit to another payment method after the loan start date.
$5
When you close it or pay it off1
- Early Termination Fee
This fee applies if your loan is repaid before its scheduled end date. Customers can find information about this fee on their Loan Schedule. Customers can also request an Early Termination Quote to h…
Varies
Features
- Cost-effective truck ownership, with finance solutions tailored to suit your needs and to help grow your business. Your business owns the truck from the start of the loan You can include insurance pr…
- Input Tax Credit (if applicable) may be claimed up-front via business activity statement depending on use of the vehicle. No GST on payments Hino Tailored Rate* based on your individual business circ…
Eligibility and limits
- Minimum age 18
- Available to businesses
- Amount from $5,000, no maximum
- Minimum loan term 12 months
- Maximum loan term 84 months
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Published by Hino Financial Services under the Consumer Data Right, last changed by them on 17 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.