Judo BankJudo Line of Credit
Need a facility that provides a source of funds to draw as needed? Our Judo Bank line of credit can assist in managing the cash flow of your business. We can assist to meet your working capital needs by allowing drawings and repayments to match your cashflow.
At a glance
- Pricing
- Rates on application
- Variable
- 5.40%
- Loan size
- $250,000 to $20,000,000
Rates
Every rate Judo Bank publishes for this business loan, 2 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| PenaltyDefault Rate Margin | - | - | - | 4.00% | - | Judo's default rate margin is applied on top of the customer interest rate when an event of default has occurred, as per the Judo Business Loan Terms and Conditions. |
| VariableThe Judo Market Base Rate is Judo's baseline business lending variable rate. A bespoke customer margin is added to this rate to determine a customers all-up lending rate. The customer margin will be… | - | - | - | 5.40% | - | - |
Rate changes
2 changes logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 2 Nov 2026 | Variable | 5.22% | 5.40% | up 0.18 |
| 1 Oct 2026 | Variable | 5.01% | 5.22% | up 0.21 |
Each change is logged the night it appears in the rates Judo Bank publishes. See how every lender answered the RBA on the rate tracker.
Features
- Variable interest rate based on our Judo Market Base Rate.
- No scheduled repayments.
- 12 month terms, reviewed annually.
- Principal and interest, or interest-only repayments. Weekly fortnightly, monthly or quarterly repayment options available on principal and interest loans, to match your cashflow.
- Security includes trading assets of your business and property.
Eligibility and limits
- Available to businesses
- Amount $250,000 to $20,000,000
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Published by Judo Bank under the Consumer Data Right, last changed by them on 1 Nov 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.