The Finance Algorithm
Macquarie logoMacquarie

Fully Drawn Advance

Financing solution for investment and business growth.

Business loansRates on applicationBank updated 30 Oct 2026

At a glance

Pricing
Rates on application
Loan size
$1,000,000 to no maximum

Fees

3 fees published, grouped by when they're charged.

When you take it out1

  • Establishment fee

    Individual: $1,000. Corporate Borrowers: ≤$3m up to 0.50% of limit. >$3m available (& negotiable) on application

    Varies

When particular things happen2

  • Break Cost

    Fixed rate break cost fee may apply A break cost fee may be payable on early repayment during a fixed rate period if any of these events occur: the whole or part of a fixed rate account is repaid bef…

    Varies
  • Registration, Government Transaction charges & third party fees

    Registration, Government Transaction charges & third party fees may apply.

    Varies

Features

Extra repaymentsGuarantor optionDigital bankingFraud protectionRelationship manager
  • Maximum Loan terms of 5 years. Term can be extended up to 10 years subject to credit criteria e.g. loan purpose, security and borrower type.
  • Sub-accounts available. Set up multiple sub accounts to draw down on the overarching facility limit. All sub-accounts are required to be on the same interest rate and repayment type. All sub-accounts…
  • Flexible repayment structures Interest Only and Fixed Principal + Interest repayment types available. Maximum Interest Only loan term of 5 years, subject to credit approval. Fixed Principal + Interes…
  • Loan Collateral Property, Business Assets.
  • LVR - Business Assets LVR vary by Industry. Dependent on amortisation and asset profile. Subject to lending criteria.

Eligibility and limits

  • Minimum age 18
  • Available to businesses
  • Amount from $1,000,000, no maximum
  • Maximum LVR 80%
  • Borrowers: Individual, Company, Partnership, Trust

Published by Macquarie Bank Limited under the Consumer Data Right, last changed by them on 30 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.