The Finance Algorithm
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Revolving Line of Credit

Redrawable short to medium term working capital for business activities.

Business loansRates on applicationBank updated 1 May 2026
Apply at Macquarie Bank Limited ↗Product page ↗Fees and pricing ↗

At a glance

Pricing
Rates on application
Loan size
$1,000,000 to no maximum

Fees

3 fees published, grouped by when they're charged.

  1. When you take it outVariesEstablishment fee
  2. While you hold itVaries every 6 monthsLine fee or unused limit fees
  3. When you close it or pay it offNo fee published

When you take it out1

  • Establishment fee

    Corporate Borrowers: ≤$3m up to 0.50% of limit. >$3m available (& negotiable) on application

    Varies

While you hold it1

  • Line fee or unused limit fees

    Line fee or unused limit fees may apply and are available on application.

    Varies every 6 months

When particular things happen1

  • Registration, Government Transaction charges & third party fees

    Registration, Government Transaction charges & third party fees may apply.

    Varies

Features

RedrawExtra repaymentsGuarantor optionDigital bankingFraud protectionUnlimited transactionsRelationship manager
  • Maximum Loan terms of 5 years.
  • Sub-accounts available. Set up multiple sub accounts to draw down on the overarching facility limit. All sub-accounts are required to be on the same interest rate and repayment type. All sub-accounts…
  • Flexible repayment structures Interest Only and Fixed Principal + Interest repayment types available. Maximum Interest Only loan term of 5 years, subject to credit approval. Fixed Principal + Interes…
  • Loan Collateral Property, Business assets
  • LVR - Business Assets LVR vary by Industry. Dependent on amortisation and asset profile. Subject to lending criteria.

Eligibility and limits

  • Minimum age 18
  • Available to businesses
  • Amount from $1,000,000, no maximum
  • Maximum LVR 80%
  • Borrowers: Company, Partnership, Trust

Published by Macquarie Bank Limited under the Consumer Data Right, last changed by them on 1 May 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.