The Finance Algorithm
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Macquarie Property Versatile

Flexible residentially secured loans for business purposes.

Business loansRates on applicationBank updated 30 Oct 2026

At a glance

Pricing
Rates on application
Loan size
$1,000,000 to no maximum

Fees

3 fees published, grouped by when they're charged.

When you take it out1

  • Establishment fee

    Individual: $1,000. Corporate Borrowers: ≤$3m up to 0.50% of limit >$3m available (& negotiable) on application

    Varies

When particular things happen2

  • Break Cost

    Fixed rate break cost fee may apply A break cost fee may be payable on early repayment during a fixed rate period if any of these events occur: the whole or part of a fixed rate account is repaid bef…

    Varies
  • Registration, Government Transaction charges & third party fees

    Registration, Government Transaction charges & third party fees may apply.

    Varies

Features

RedrawExtra repaymentsGuarantor optionDigital bankingFraud protectionUnlimited transactionsRelationship manager
  • Maximum loan term of 30 years.
  • Sub-accounts available. Set up multiple sub accounts to draw down on the overarching facility limit. All sub-accounts are required to be on the same interest rate and repayment type. All sub-accounts…
  • Flexible repayment structures. Principal and Interest, Interest Only and Fixed Principal + Interest repayment types available. Principal and Interest: Fixed regular payments that cover both principal…
  • Loan Collateral Residential Property

Eligibility and limits

  • Minimum age 18
  • Available to businesses
  • Amount from $1,000,000, no maximum
  • Maximum LVR 80%
  • Borrowers: Individual, Company, Partnership, Trust

Published by Macquarie Bank Limited under the Consumer Data Right, last changed by them on 30 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.