Mezy Assets Pty Ltd t/as Mortgage EzyPropel Commercial SMSF
Mortgage Ezy Propel Commercial SMSF mortgage for eligible Self Managed Superannuation Funds purchasing or refinancing commercial property.
Also sold at the same rates and fees as Mortgage Ezy.
At a glance
- Variable
- 7.59%
- Loan size
- $100,000 to $2,000,000
- Upfront fee
- $0
- Monthly fee
- $25
Rates
Every rate Mezy Assets Pty Ltd t/as Mortgage Ezy publishes for this business loan, 16 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | Investment, Interest only | - | ≤65% LVR, $100,000–$2,000,000 | 7.79% | - | Available under Full Documentation. |
| Variable | Investment, Interest only | - | 65–70% LVR, $100,000–$2,000,000 | 7.89% | - | Available under Full Documentation. |
| Variable | Investment, Interest only | - | 70–75% LVR, $100,000–$2,000,000 | 8.09% | - | Available under Full Documentation. |
| Variable | Investment, Interest only | - | 75–80% LVR, $100,000–$2,000,000 | 8.99% | - | Available under Full Documentation. |
| Variable | Investment, P&I | - | ≤65% LVR, $100,000–$2,000,000 | 7.59% | - | Available under Full Documentation. |
| Variable | Investment, P&I | - | 65–70% LVR, $100,000–$2,000,000 | 7.69% | - | Available under Full Documentation. |
| Variable | Investment, P&I | - | 70–75% LVR, $100,000–$2,000,000 | 7.89% | - | Available under Full Documentation. |
| Variable | Investment, P&I | - | 75–80% LVR, $100,000–$2,000,000 | 8.79% | - | Available under Full Documentation. |
| Variable | Owner occupied, Interest only | - | ≤65% LVR, $100,000–$2,000,000 | 7.79% | - | Available under Full Documentation. |
| Variable | Owner occupied, Interest only | - | 65–70% LVR, $100,000–$2,000,000 | 7.89% | - | Available under Full Documentation. |
| Variable | Owner occupied, Interest only | - | 70–75% LVR, $100,000–$2,000,000 | 8.09% | - | Available under Full Documentation. |
| Variable | Owner occupied, Interest only | - | 75–80% LVR, $100,000–$2,000,000 | 8.99% | - | Available under Full Documentation. |
| Variable | Owner occupied, P&I | - | ≤65% LVR, $100,000–$2,000,000 | 7.59% | - | Available under Full Documentation. |
| Variable | Owner occupied, P&I | - | 65–70% LVR, $100,000–$2,000,000 | 7.69% | - | Available under Full Documentation. |
| Variable | Owner occupied, P&I | - | 70–75% LVR, $100,000–$2,000,000 | 7.89% | - | Available under Full Documentation. |
| Variable | Owner occupied, P&I | - | 75–80% LVR, $100,000–$2,000,000 | 8.79% | - | Available under Full Documentation. |
Fees
8 fees published, grouped by when they're charged.
- When you take it outVaries2 fees, each listed below
- While you hold it$25 a monthMonthly Fee
- When you close it or pay it offFrom $500Discharge Fee
When you take it out2
- Application Fee
No application fee. Excludes GST.
No fee - Risk Fee
Risk fee 1.00% of the loan amount applies for loans from $100k to $2m up to 80% LVR. Excludes GST.
1.00% of balance
While you hold it1
- Monthly Fee
Monthly fee $25. Excludes GST.
$25 a month
When particular things happen4
- Disbursements and Searches
Disbursements may include government charges, solicitor review of trust and PEXA fees. Estimated range $500 to $700. Excludes GST.
$500 to $700 - Funder's Legal Fee
Funder's legal fee $750 plus disbursements. Excludes GST.
$750 - Settlement Fee
No settlement fee. Excludes GST.
No fee - Valuation Fee
Valuation fees at cost, minimum $250. Additional costs and a minimum $50 cancellation fee per security may apply. Excludes GST.
From $250
When you close it or pay it off1
- Discharge Fee
Discharge fee from $500 plus agent costs. Excludes GST.
From $500
Features
- IO available up to 5 years.
- No annual reviews or revaluations required.
- No clawbacks on Propel Commercial SMSF loans.
Eligibility and limits
- Amount $100,000 to $2,000,000
- Maximum LVR 80%
- SMSF Trustee (corporate or individual) required. Property held on Property Trust. Security trustee to provide guarantee limited to security property.
- Commercial property or vacant commercial land zoned commercial, situated in Australia, first registered mortgage. The security must be in an eligible postcode category where commercial use is highest…
- Serviceability assessed inside the fund. 90% rental income assessed. No liquidity or net asset testing. No Credit Score, CCR or DTI.
- Maximum loan term 30 years.
- SMSF Trust Deed and Property Trust Deed required. PAYG: 2 recent payslips. Self-Employed: 1 year personal tax return and NOA. SMSF income evidence: latest SMSF annual return or 12 months CMA statemen…
- Offset accounts and redraw are not available for this product.
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Published by Mortgage Ezy under the Consumer Data Right, last changed by them on 2 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.