The Finance Algorithm
Nissan Financial Services logoNissan Financial Services

Standard CL&M NFV Home Buyer

A secured fixed rate commercial vehicle loan with a guaranteed future value option, available to homeowners.

Business loansLender updated 12 Oct 2026

At a glance

Fixed
8.99%
Loan size
$5,000 to no maximum
Upfront fee
$549

Rates

The one rate Nissan Financial Services publishes for this business loan.

TypeApplies toTermBandRateComparisonConditions
FixedMinimum fixed interest rate. Actual rate offered may vary based on the applicant's circumstances and credit assessment.P&I4 yrs fixed-8.99%--

Fees

9 fees published, grouped by when they're charged.

  1. When you take it outUp to $5492 fees, each listed below
  2. While you hold it$14Account Keeping fee
  3. When you close it or pay it off$0 to $30,000Early Termination Fee - Commercial

When you take it out2

  • Establishment Fee

    A one-off fee charged at the start of the commercial vehicle loan to cover the costs of setting up and processing the finance contract.

    $549
  • PPSR Fee

    A fee charged to cover the cost of registering a security interest on the Personal Property Securities Register (PPSR).

    $6

While you hold it1

  • Account Keeping fee

    A periodic fee charged for the administration and maintenance of the loan account.

    $14

If a payment is late or fails2

  • Payment Dishonour fee

    A fee charged when a scheduled repayment is dishonoured, declined or cannot be processed.

    $20
  • Late Payment Fee

    A fee charged when a payment is made more than 21 days after it is due.

    $25 25 days after it's due

When particular things happen3

  • Information Processing and Document Fee

    A fee charged each time we provide, at the request of you or your agent, written information about your loan account or a copy of a document relating to this contract.

    $15
  • Contract Variation Fee

    A fee charged each time we agree to your request for a variation to this contract.

    $145
  • Dealer Facilitation

    A fee charged to cover dealer-related services involved in arranging or processing the finance contract.

    $0 to $1,450

When you close it or pay it off1

  • Early Termination Fee - Commercial

    A fee that may apply when a loan is repaid before the end of the agreed loan term. The amount may vary depending on the timing of the early repayment and the terms of the loan contract.

    $0 to $30,000

Features

Instalment plans
  • Commercial vehicle loan: - Available for eligible business customers, including sole traders and incorporated businesses. - Commercial loan and mortgage designed for businesses that use accounting sy…

Eligibility and limits

  • Minimum age 18
  • Residency: Resident
  • Amount from $5,000, no maximum
  • Maximum LVR 1.4%
  • Applicant must not be subject to any current bankruptcy proceedings.
  • Applicant must hold a current Australian driver's licence or learner's permit.
  • Applicant must have a fixed, verifiable residential address in Australia.
  • Applicants holding temporary visas must hold an acceptable visa with at least 12 months remaining before expiry.
  • Minimum Term
  • Maximum Term
  • Acceptable asset condition
  • Balloon Required
  • Model eligibility/exclusions

Published by Nissan Financial Services under the Consumer Data Right, last changed by them on 12 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.