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Business Car Loan

Our business car loans can help finance a vehicle on terms which accommodate you and your business.

Business loansRates on applicationLender updated 3 July 2026
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At a glance

Pricing
Rates on application
Loan size
$5,000 to no maximum
Upfront fee
$395
Monthly fee
$8

Fees

11 fees published, grouped by when they're charged.

  1. When you take it outUp to $9793 fees, each listed below
  2. While you hold it$8 a monthAccount Administration Fee
  3. When you close it or pay it offVariesBusiness Vehicle Loan Early Termination Fee

When you take it out3

  • Dealer Origination Fee

    This fee covers the dealership’s cost of preparing your finance application on Power Alliance Finance’s behalf. The Business Manager is responsible for explaining the different types of finance produ…

    $979
  • Establishment Fee

    The cost to set-up your approved loan is payable upon loan settlement and can be included within the amount financed. This is referred to in your contract as your Loan Account Establishment Fee.

    $395
  • Vehicle Security Registration Fee

    The cost of registering Power Alliance Finance’s security interest on your vehicle on the Australian Government’s Personal Property Securities Register. This is a national online register to help pro…

    $6

While you hold it1

  • Account Administration Fee

    A monthly fee for the management of your loan account.

    $8 a month

When you make a transaction2

  • Payment Method Fee - BPay

    This fee applies when a payment is made by BPay. You can avoid this fee by setting up a Direct Debit at the start of your loan, so you don’t pay fees on your regular repayments.

    $1.50
  • Payment Method Fee – Other (includes BillPay, Cheque or Direct Deposit)

    This fee applies when a payment is made by BillPay, cheque, or direct deposit. You can avoid this fee by setting up a Direct Debit at the start of your loan, so you don’t pay fees on your regular rep…

    $3

If a payment is late or fails2

  • Payment Dishonour Fee

    This fee applies if your Direct Debit or Cheque payment is dishonoured. You can avoid this fee by checking that your account has sufficient funds when payments are due to be debited. You can also cha…

    $3.25
  • Late Payment Fee

    This fee applies if you’re late or miss a repayment, and your account goes into arrears. Power Alliance Finance will contact you about the overdue amount, and this is mentioned in your loan contract…

    $25 30 days after it's due

When particular things happen2

  • Information Request Fee

    This fee applies if you request contract documentation from Power Alliance Finance. You can avoid this fee by logging in to Power Alliance Finance Online where you can view, download, and print your…

    $25
  • Account Payment Card Fee

    This fee applies for replacement; supplementary; or new payment cards when you switch from Direct Debit to another payment method after the loan start date. You can avoid this fee by setting up a Dir…

    $5

When you close it or pay it off1

  • Business Vehicle Loan Early Termination Fee

    This fee applies if your loan is repaid before its scheduled end date. Customers can find information about this fee on their Loan Schedule. Customers can also request an Early Termination Quote to h…

    Varies

Features

Extra repaymentsDigital banking
  • Fixed interest rate: Your interest rate is fixed for the duration of your car loan, so there’s never any surprises in your repayments.
  • Choice of car loan terms: From one to seven years.
  • New, demonstrator or used vehicle (up to 16 years old): Your vehicle can be any make or model from your preferred Power Alliance Finance dealer, so you can choose the car that’s right for you and you…
  • Balloon payment option: You choose a balloon payment for lower monthly repayments with a lump sum at the end of your car loan.
  • Tax benefits: GST-registered business? You may be able to claim tax deductions on interest and depreciation of your car loan.

Eligibility and limits

  • Minimum age 18
  • Available to businesses
  • Amount from $5,000, no maximum
  • Minimum loan term 12 months
  • Maximum loan term 84 months

Published by Power Alliance Finance under the Consumer Data Right, last changed by them on 3 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.