Regional Australia BankNon-Mortgage Secured Commercial Loan
No matter the size or status of your business our dedicated Commercial Lending Team can tailor a business loan to meet your commercial finance needs.
At a glance
- Pricing
- Rates on application
- Variable
- 0.00%
- Loan size
- $500 to no maximum
- Upfront fee
- $250
Rates
The one rate Regional Australia Bank publishes for this business loan.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableInterest rates are available on request for this product. Rates will vary based on the circumstances of the borrower and the security being Rural, Commercial or Residential. | - | - | - | 0.00% | - | - |
Fees
7 fees published, grouped by when they're charged.
When you take it out4
- Agency Settlement/Handing Fee
Applies in the event that we require an agent to attend a settlement or handle documentation, relating to your loan.
From $1 - Commercial Loan Application Fee ($100,001+)
Applied on the approval of a Commercial Loan of an amount over $100,000
0.25% of balance - Commerical Loan Application Fee($500-$100,000)
Applies on the approval of a Commercial Loan between the amount of $500 - $100,000
$250 - PEXA Processing Fee
Applies when we process a settlement relating to your loan through PEXA.
From $1
When particular things happen3
- Commercial Loan Top Up Fee
Applies on approval of an additional borrowing for each commercial loan.
$200 - Default Notice Fee
Applies when you fail to make your contracted repayments and we are required to issue a default notice to you.
$30 - Late Payment Notice Fee
Applies when you fail to make your contracted repayments by the repayment due date.
$20
Features
- No monthly Access Fee on your Savings or Transaction accounts where the minimum monthly membership balance exceeds $5,000.
- Split loans available
Eligibility and limits
- Minimum age 16
- Residency: Australian Registered Business
- Available to businesses
- Amount from $500, no maximum
- As a customer-owned bank, customers must also become a shareholder of Regional Australia Bank to be eligible to open an account.
- Product is available to approved borrowers only. Terms, conditions, fees, charges and normal lending criteria apply.
Compare it with others
Put this product through a calculator
Published by Regional Australia Bank under the Consumer Data Right, last changed by them on 29 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.