Regional Australia BankSelf Managed Super Fund Loan
Take control of your future by using your SMSF to borrow and invest in commercial or rural property
At a glance
- Pricing
- Rates on application
- Loan size
- $100,000 to no maximum
- Upfront fee
- $1,500
Fees
12 fees published, grouped by when they're charged.
When you take it out10
- Agency Settlement/Handing Fee
Applies in the event that we require an agent to attend a settlement or handle documentation, relating to your loan.
From $1 - Discharge of Mortgage Preparation
Applies when we are required to prepare discharge of mortgage documentation relating to a property held as security for your loan.
From $1 - Mortgage Documentation Preparation
Applies when we are required to prepare mortgage documentation relating to a property offered as security for your loan.
From $1 - PEXA Processing Fee
Applies when we process a settlement relating to your loan through PEXA.
From $1 - Property Valuation Costs
Applies when we are required to value each property offered or held as security at the commencement of your loan, and when required throughout the life of your loan.
From $1 - Registration of Discharge of Mortgage
Applies when we are required to register a discharge of mortgage relating to a property held as security for your loan.
From $1 - Registration of Mortgage
Applies when we are required to register a mortgage relating to a property offered as security for your loan.
From $1 - Registration of Transfer
Applies when we are required to register a transfer of land relating to a property held as security for your loan.
From $1 - Self Managed Super Fund Approval Fee
Applied on approval of an SMSF Loan.
$1,500 - Title Search
Applies when we are required to perform a title search relating to a property offered, or held, as security for your loan.
From $1
When particular things happen2
- Default Notice Fee
Applies when you fail to make your contracted repayments and we are required to issue a default notice to you.
$30 - Late Payment Notice Fee
Applies when you fail to make your contracted repayments by the repayment due date.
$20
Features
- Repayments are made Monthly
- No monthly Access Fee on your Savings or Transaction accounts where the minimum monthly membership balance exceeds $5,000.
Eligibility and limits
- Residency: Australian Resident
- Amount from $100,000, no maximum
- Maximum term of 15 years with Commercial or Rural Security
- Product is available to approved borrowers only. Terms, conditions, fees, charges and normal lending criteria apply.
- Regional Australia Bank requires the trustee to be Corporate Trustees when borrowing to invest in property.
- As a customer-owned bank, customers must also become a shareholder of Regional Australia Bank to be eligible to open an account.
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Published by Regional Australia Bank under the Consumer Data Right, last changed by them on 13 Aug 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.