The Finance Algorithm
Regional Australia Bank

Business Line of Credit

Flexible and accessible finance for your business, with the ability to draw on funds when you need them most. Enjoy multiple access methods and 24/7 visibility through internet and mobile banking.

Business loansRates on applicationBank updated 29 June 2026
At a glance
Pricing
Rates on application
Variable
0.00%
Loan size
$500 to no maximum
§ 01 — Rates · 1
TypeApplies toTermBandRateComparisonConditions
VariableContact Regional Australia Bank for details interest rate details. Rates will vary based on the individual circumstances of each borrower.0.00%
§ 02 — Fees · 1
FeeTypeAmountWhenNotes
Commercial Fees & Charges applyUpfront$1Contact our Commercial Lending Team for details
§ 03 — Features
Instant paymentsPayIDDigital bankingUnlimited transactions
  • · Make deposits and withdrawals through a Bank@Post facility at Australia Post outlets. For full details refer to our Conditions of Use. Fees and charges apply.
§ 04 — Eligibility & limits
  • · Available to businesses
  • · Amount $500 to no maximum
  • · Minimum Deposit of 40% is required for mortgages secured by rural property.
  • · Minimum Deposit of 35% is required for mortgages secured by commercial property.
  • · Minimum Deposit of 20% is required for mortgages secured by residential property.
  • · Product is available to approved borrowers only. Terms, conditions, fees, charges and normal lending criteria apply.
  • · As a customer-owned bank, customers must also become a shareholder of Regional Australia Bank to be eligible to open an account.
  • · Unsecured commercial overdraft also available.

Published by Regional Australia Bank under the Consumer Data Right, last changed by them on 29 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.