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Chattel Mortgage with ŠKODA Choice - Guaranteed Future Value

Chattel Mortgage with ŠKODA Choice - Guaranteed Future Value allows you to safeguard the future value of your vehicle. You choose the term and KM limit that suits your needs and we guarantee the future value of your car at the end of the term, subject to fair wear and tear guidelines. You can use Chattel Mortgage with ŠKODA Choice -GFV with Chattel Mortgage finance product.

Business loansRates on applicationLender updated 3 July 2026

At a glance

Pricing
Rates on application
Fixed
9.85%
Upfront fee
$590

Rates

The one rate ŠKODA Financial Services publishes for this business loan.

TypeApplies toTermBandRateComparisonConditions
FixedP&I5 yrs fixed-9.85%--

Fees

5 fees published, grouped by when they're charged.

  1. When you take it out$590Loan Establishment Fee
  2. While you hold itNo fee published
  3. When you close it or pay it off$850Early Termination Fee

When you take it out1

  • Loan Establishment Fee
    $590

If a payment is late or fails3

  • Payment Dishonour Fee
    $35
  • Default Notice Fee
    $35
  • Late Payment Fee
    $35

When you close it or pay it off1

  • Early Termination Fee
    $850

Features

  • GUARANTEED_FUTURE_VALUE, End of term options : Trade in, Retain or Return. Also Early Termination Fee is $850 if paid out within 12 months , then reducing evenly each month to $200

Eligibility and limits

  • Please refer to ŠKODA Financial Services for more information
  • Subject to Agreed Kilometre and Reasonable Wear and Tear.

Published by ŠKODA Financial Services under the Consumer Data Right, last changed by them on 3 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.