The Finance Algorithm
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Asset Based Finance (ABF)

ScotPac’s Asset Based Finance gives your business fast, flexible access to working capital, secured against multiple assets - so you can seize every opportunity. Facility sizes up to $50 million, secured against debtors, inventory, property, and plant & equipment - tailored to your business scale.

Business loansRates on applicationLender updated 10 July 2026

At a glance

Pricing
Rates on application
Loan size
$5,000,000 to $50,000,000

Features

None published.

Eligibility and limits

  • Available to businesses
  • Amount $5,000,000 to $50,000,000
  • This product is available to businesses with no tax/ATO arrears or agree to ScotPac paying any ATO arrears at settlement.
  • Asset-Based Finance (ABF) has multiple asset classes available for security, including Debtors (debtors/receivables), Inventory, Plant & Equipment and Property. The ‘Debtors' asset class must account…
  • Asset-Based Finance (ABF) has multiple asset classes available for security, including Debtors (debtors/receivables), Inventory, Plant & Equipment and Property. ScotPac cannot take security over a pr…
  • Asset-Based Finance (ABF) has multiple asset classes available for security, including Debtors (debtors/receivables), Inventory, Plant & Equipment and Property. ScotPac will lend to a maximum of 70%…
  • Asset-Based Finance (ABF) has multiple asset classes available for security, including Debtors (debtors/receivables), Inventory, Plant & Equipment and Property. ScotPac will lend to a maximum of 50%…

Published by ScotPac Business Finance under the Consumer Data Right, last changed by them on 10 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.