St. George Bank
Construction Loan
Our Construction Loan offers flexible finance options to suit the needs of property developers.
Business loansBank updated 8 May 2026
At a glance
- Pricing
- Rates on application
- Monthly fee
- $35
§ 02 — Fees · 6
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| External Consultancy Fee | Event | Varies | — | Fees associated with engaging external consultants eg Quantity Surveyor, Panel Engineer etc. Fee will vary and be quoted individually by consultant as required |
| Valuation Costs | Event | Varies | — | — |
| Discharge Settlement Fee | Exit | $350 | — | Payable when we agree to discharge a security linked to the facility |
| Line Fee | Periodic | 1.50% of balance | Every 1 mo | — |
| Service Charge | Periodic | $35 | Every 1 mo | — |
| Lending Establishment Fee | Upfront | 0.60% of balance | — | Minimum charge of $600.00 |
§ 03 — Features
Extra repaymentsRelationship manager
- · Our property finance specialists will work with you to create and implement customised finance solutions from the ground up.
- · Our team includes local lenders whose expertise can provide valuable insights for both developers and investors.
- · An 'Approval in Principle' property loan can help ensure you never miss an opportunity.
- · We can arrange for interest capitalisation subject to credit approval
- · A prompt payment process to assist with cash flow.
- · To find out more call 133 800 or email us for more information
- · Variable interest rate facility only. Fixed rates are not available, however once the loan has been funded, tranches of the facility can be refinanced to a Fixed Rate Business Loan on request (subjec…
§ 04 — Eligibility & limits
- · Minimum age 18
- · Available to businesses
- · A business entity or an individual 18 years and above, domiciled in Australia and require the funding wholly or predominantly for business purposes
- · Customers is an existing holder of a Construction Loan
- · Meets the credit criteria and credit policy requirements under an applicable offer for this product.
§ 05 — Compare
§ 06 — Run the numbers
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Published by St.George Bank under the Consumer Data Right, last changed by them on 8 May 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.