The Finance Algorithm
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Chattel Mortgage

The Chattel Mortgage Finance Product, is only available if your vehicle is predominantly for business use. There may be tax benefits depending on your situation speak to your own tax advisor for advice.

Business loansRates on applicationLender updated 3 July 2026

At a glance

Pricing
Rates on application
Fixed
9.02%
Upfront fee
$590

Rates

The one rate Volvo Car Financial Services publishes for this business loan.

TypeApplies toTermBandRateComparisonConditions
FixedP&I5 yrs fixed-9.02%--

Fees

5 fees published, grouped by when they're charged.

  1. When you take it out$590Loan Establishment Fee
  2. While you hold itNo fee published
  3. When you close it or pay it off$850Early Termination Fee

When you take it out1

  • Loan Establishment Fee
    $590

If a payment is late or fails3

  • Payment Dishonour Fee
    $35
  • Default Notice Fee
    $35
  • Late Payment Fee
    $35

When you close it or pay it off1

  • Early Termination Fee
    $850

Features

  • Deposit Contribution, Balloon, Refinance, Additional Repayments, Payment Options- Weekly/Fortnightly/Monthly. Also, Early Termination Fee is $850 if paid out within 12 months, then reducing evenly ea…

Eligibility and limits

  • Please refer to Volvo Car Financial Services for more information
  • Please refer to Volvo Car Financial Services for more information

Published by Volvo Car Financial Services under the Consumer Data Right, last changed by them on 3 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.