Westpac
Bank Bill Business Loan
For business loans from $250K with cash flow-friendly repayment options to help assist with acquisitions, capital investment or refinancing.
At a glance
- Pricing
- Rates on application
- Loan size
- $250,000 to no maximum
- Monthly fee
- $40
§ 02 — Fees · 5
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Break Cost fee (Prepayment Fee) | Event | Varies | — | Only applicable to FIXED RATE LOANS. Calculated at the time of prepayment. |
| Discharge Fee | Exit | $350 | — | Payable when we agree to discharge a security linked to the facility. Payable per LTO security. |
| Line Fee | Periodic | Varies | Every 1 mo | Negotiable % p.a. charged monthly in advance from the first business day of the first full month after the loan is established, and depends on the facility limit. |
| Loan Service Fee | Periodic | $40 | Every 1 mo | — |
| Lending Establishment Fee | Upfront | Varies | — | 0.6% of the facility limit with a minimum of $600 |
§ 03 — Features
Extra repaymentsDigital bankingRelationship manager
- · Interest rates linked to the bank bill swap rate
- · Multiple rollover options: Select a rollover period every 30, 60, 90, 120, 150 or 180 days.
- · Short and long loan terms: Loan terms available from 30 days up to 30 years
- · Market-linked rates: Choose from a variable or fixed interest rate.
- · Flexible repayment types: Including principal, interest & fees and interest-only options.
- · Westpac Bank Bill Business Loan rates are available on application. Margins may apply.
- · Lending establishment, service and other fees apply. Credit criteria, fees, charges, terms and conditions apply. Talk to your banker for product details.
§ 04 — Eligibility & limits
- · Minimum age 18
- · Amount $250,000 to no maximum
- · Be a business entity or an individual 18 years and above, domiciled in Australia and require the funding wholly or predominantly for business purposes
- · Meets the credit criteria and credit policy requirements under an applicable offer for this product.
§ 06 — Run the numbers
Put this product through a calculator
Published by Westpac under the Consumer Data Right, last changed by them on 6 Aug 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.