Westpac
Insurance Premium Finance
Short-term finance to spread your yearly business insurance premiums across monthly instalments.
Business loansBank updated 13 Aug 2026
At a glance
- Pricing
- Rates on application
- Loan size
- $5,000 to no maximum
- Upfront fee
- $150
§ 02 — Fees · 1
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Establishment Fee | Upfront | $150 | — | — |
§ 03 — Features
Extra repaymentsGuarantor optionRelationship manager
- · Westpac Insurance Premium Finance gives you the ability to consolidate different business insurance premiums on the one finance contract
- · Quick approval: You may qualify for fast approval on your application.
- · Possible tax benefits: Monthly interest charges may be tax deductible.
- · Business confidence: Get certainty with fixed monthly repayments
- · Flexible and convenient: Choose the insurer1 and finance multiple policies at once.
- · Flexible as can assist with Professional Indemnity, Workers Compensation, General Business Insurance, Motor Vehicle Fleet registrations and CTP.
§ 04 — Eligibility & limits
- · Amount $5,000 to no maximum
- · Insurance Premium Finance is available to businesses with annual insurance costs from single or multiple policies of over $5,000. If the amount to be funded is: Less than $350,000, in many cases, no…
- · Insurance Premium Finance is available to businesses with annual insurance costs from single or multiple policies of over $5,000. If the amount to be funded is: Over $350,000 a directors' guarantee m…
- · Only Australian or United Kingdom licensed insurers / underwriters are acceptable.
§ 06 — Run the numbers
Put this product through a calculator
Published by Westpac under the Consumer Data Right, last changed by them on 13 Aug 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.