WestpacInsurance Premium Finance
Short-term finance to spread your yearly business insurance premiums across monthly instalments.
Business loansBank updated 28 Oct 2026
At a glance
- Pricing
- Rates on application
- Loan size
- $5,000 to no maximum
- Upfront fee
- $150
Fees
One fee published, grouped by when they're charged.
When you take it out1
- Establishment Fee$150
Features
Extra repaymentsGuarantor optionRelationship manager
- Westpac Insurance Premium Finance gives you the ability to consolidate different business insurance premiums on the one finance contract
- Quick approval: You may qualify for fast approval on your application.
- Possible tax benefits: Monthly interest charges may be tax deductible.
- Business confidence: Get certainty with fixed monthly repayments
- Flexible and convenient: Choose the insurer and finance multiple policies at once.
- Flexible as can assist with Professional Indemnity, Workers Compensation, General Business Insurance, Motor Vehicle Fleet registrations and CTP.
Eligibility and limits
- Amount from $5,000, no maximum
- Insurance Premium Finance is available to businesses with annual insurance costs from single or multiple policies of over $5,000. If the amount to be funded is: Less than $350,000, in many cases, no…
- Insurance Premium Finance is available to businesses with annual insurance costs from single or multiple policies of over $5,000. If the amount to be funded is: Over $350,000 a directors guarantee ma…
- Only Australian or United Kingdom licensed insurers / underwriters are acceptable.
- We provide personalised quotes for 10 months, but you can change the term to any period between 6 and 12 months
Compare it with others
Put this product through a calculator
Published by Westpac under the Consumer Data Right, last changed by them on 28 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.