PlentiPlenti Zero-Interest Payment Plan
Zero-interest payment plans for the purchase and installation of renewable energy goods or eligible air conditioning units for residential homes. Available through approved Plenti vendor partners. An application fee and ongoing management fee apply; no interest is charged. Credit subject to approval.
At a glance
- Upfront fee
- $90
- Monthly fee
- $8.99
Rates
The one rate Plenti publishes for this BNPL product.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed | P&I | 10 yrs fixed | - | 0.00% | - | - |
Fees
3 fees published, grouped by when they're charged.
- When you take it out$90Credit Assistance Fee
- While you hold it$8.99 a monthAccount Management Fee
- When you close it or pay it offNo fee published
When you take it out1
- Credit Assistance Fee
The fee cap refers to the first year and is $125 for subsequent years. The cap applies to the Account Management Fee and the Credit Assistance Fee and applies in aggregate across all Zero Interest Pa…
$90capped at $200 a year
While you hold it1
- Account Management Fee
Also known as the monthly fee. The fee cap refers to the first year and is $125 for subsequent years. The cap applies to the Account Management Fee and the Credit Assistance Fee and applies in aggreg…
$8.99 a monthcapped at $200 a year
Other fees1
- Arrears Fee
A fee which is payable weekly while the account is in arrears, with the amount as specified in your payment plan contract.
$10capped at $120 a year
Features
Eligibility and limits
- Minimum age 18
- Residency: Must be an Australian resident
- Employment: Must be employed >25 hours a week, a self-funded retiree or receiving a government pension
- Available to individuals
- Amount $1,001 to $45,000
- Must hold an Australian bank account
- The goods being financed must be renewable energy products on Plenti's approved clean energy products list, or eligible air conditioning units, installed at a residential property
- Must own (or be purchasing) their own home
- Must have a clear credit file
- Plan terms range from 1 year (P1Y) to 10 years (P10Y).
- Applicants must be referred or introduced to Plenti via an accredited third party (typically a renewable energy vendor)
Compare it with others
Put this product through a calculator
Published by Plenti under the Consumer Data Right, last changed by them on 5 Aug 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.