Plenti
Every product Plenti publishes under the Consumer Data Right, with its rates set beside every other lender's. It last changed one on 10 Oct 2026.
- Australian credit licence and AFS licence 449176, held by Plenti Re Limited; credit licence since 12 May 2014. Complaints it can't resolve go to the Australian Financial Complaints Authority (AFCA). ASIC register
- A non-bank lender: it lends but takes no deposits, and publishes its products under the Consumer Data Right like the banks.
9 products in 3 categories
Plenti's rates today
Plenti's best rate in each category, next to the best you'll find anywhere and the typical institution's best, as of 28 October 2026. Only products anyone can apply for are counted.
Where Plenti sits among every institution's best
| Rate | Plenti | Best anywhere | Typical institution |
|---|---|---|---|
| Personal loanLowest advertised rate, fixed or variable, leaving out car loans | 5.80%Plenti Personal Loan | 5.80%Plenti Personal Loan | 7.96%of 68 institutions |
| Business loanLowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower | 8.14%Plenti Commercial Advantage Loan | 6.33%SCCU's BUSINESS LOAN | 7.89%of 47 institutions |
Plenti personal loan rates
Compare across lenders4 products
Its lowest advertised personal loan rate is 5.80% fixed, with a comparison rate of 5.80%, on its Plenti Personal Loan: 2nd lowest of 69 lenders.
- Plenti Car Loan (Secured)
- Fixed
- 7.99%, 9.78% comparison
- Loan size
- $5,000 to $150,000
- Monthly fee
- $14.90
- Plenti Green Loan
- Fixed
- 10.49%, 11.61% comparison
- Loan size
- $2,001 to $45,000
- Upfront fee
- $350
- Plenti HEUF Green Loan
- Fixed
- 7.99%, 9.11% comparison
- Loan size
- $2,001 to $50,000
- Upfront fee
- $350
- Plenti Personal Loan
- Fixed
- 5.80%, 5.80% comparison
- Loan size
- $2,001 to $75,000
- Monthly fee
- $0
Plenti business loan rates
Compare across lenders2 products
Its lowest advertised business loan rate is 8.14% fixed, on its Plenti Commercial Advantage Loan: 34th lowest of 49 lenders.
Published by Plenti under the Consumer Data Right, last changed by them on 10 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.