PlentiPlenti Home Energy Saver Loan
Zero-interest loans for eligible NSW households for the purchase of approved products under the NSW Government Home Energy Saver Loan Program. No application fee and no ongoing management fee apply. Borrower must be an owner-occupier of a NSW residential property. Credit subject to approval.
At a glance
No headline figures published.
Rates
The one rate Plenti publishes for this BNPL product.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed | P&I | 10 yrs fixed | - | 0.00% | - | - |
Fees
One fee published, grouped by when they're charged.
Other fees1
- Arrears Fee
A fee which is payable weekly while the loan account is in arrears, with the amount as specified in your loan contract. Fee cap applies to each 12 month period starting from the loan settlement date.
$2capped at $120 a year
Features
Eligibility and limits
- Minimum age 18
- Residency: Must be an Australian citizen or permanent resident
- Available to individuals
- Amount $1,001 to $15,000
- Must be the owner of the NSW residential dwelling that benefits from the loan
- Household combined taxable annual income must not exceed $210,000 per year
- Minimum CCR Equifax credit score of 500 or above required
- Must hold an Australian bank account capable of direct debit
- Finance restricted to approved products under the NSW Home Energy Saver Loan Program, including certain rooftop solar systems, residential batteries, inverters and switchboard updates
- Loan terms range from 1 year (P1Y) to 10 years (P10Y)
- Applicants must be referred or introduced to Plenti via an accredited approved vendor
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Published by Plenti under the Consumer Data Right, last changed by them on 5 Aug 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.