HUME BANK LIMITED
Visa Clear
One for the everyday spenders who make good use of their plastic.
Credit cardsBank updated 1 May 2026
At a glance
- Purchase rate
- 14.95%
- Cash advance
- 19.95%
- Interest-free days
- 55
§ 01 — Rates · 2
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Cash advance | — | — | — | 19.95% | — | — |
| Purchase | — | — | — | 14.95% | — | — |
§ 02 — Fees · 9
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| FEECARDCOUR | Event | $50 | — | When a Visa Debit Card is requested to be delivered by express post |
| FEECARDOSEAS | Event | $250 | — | Payable when a replacement card is to be sent overseas |
| FEECARDREP | Event | $10 | — | Card Issuance fee - Applicable when requesting the replacement of an existing card or when ordering a second or any additional card |
| FEECHGBACK | Event | $30 | — | When you make a request for a chargeback |
| FEELATEPAY | Event | $20 | — | Charged when your repayment is not made by the due date |
| FEESTATDUP | Event | $2 | — | $2 per page. Charged when a duplicate statement or interim fee is requested |
| FEEVOUCHRET | Event | $30 | — | Payable each time we are asked to provide a copy of a visa card transaction voucher. This fee will not be charged if the voucher retrieval relates to a disputed transaction and the dispute is resolve… |
| FEEVISAAN | Periodic | $30 | — | — |
| FEEFORCON | Transaction | 2.85% of balance | — | Payable on any transaction to your account in a currency other than Australian dollars. |
§ 03 — Features
Instant paymentsDigital bankingFraud protectionUnlimited transactionsBalance transfers55 interest-free daysApple PayGoogle PaySamsung WalletGarmin Pay
- · Free additional card holder
- · Loyalty points program
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Must be an Australian resident or citizen, with an Australian residential mailing address
- · Amount $500 to $50,000
§ 06 — Run the numbers
Put this product through a calculator
Published by Hume Bank under the Consumer Data Right, last changed by them on 1 May 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.