The Finance Algorithm

Live · as of todayRBA Cash Rate4.35%Held since May 26AUD/USD0.7015-0.36% dayASX 2008,702.0-0.64% dayFixed 3yr (avg)6.74%owner-occ, banksVariable (avg)6.80%owner-occ, discountedMedian Sydney$1.61M▼ 0.4% qtrMedian Melbourne$920k▼ 0.8% qtrSuper (Balanced, FY25-26)+9.4%median · SuperRatingsBTC/AUD$120,282+0.5% 24h10yr Gov Bond5.35%▼ 0.06Inflation (annual, Jun Q26)3.8%trimmed mean 3.9%Unemployment4.5%▲ 3-yr highRBA Cash Rate4.35%Held since May 26AUD/USD0.7015-0.36% dayASX 2008,702.0-0.64% dayFixed 3yr (avg)6.74%owner-occ, banksVariable (avg)6.80%owner-occ, discountedMedian Sydney$1.61M▼ 0.4% qtrMedian Melbourne$920k▼ 0.8% qtrSuper (Balanced, FY25-26)+9.4%median · SuperRatingsBTC/AUD$120,282+0.5% 24h10yr Gov Bond5.35%▼ 0.06Inflation (annual, Jun Q26)3.8%trimmed mean 3.9%Unemployment4.5%▲ 3-yr high

160 products · 7 categories · changed 25 Sept 2026

Hume Bank.

Business loans 7 Credit cards 3 Personal loans 4 Trust accounts 1 Home loans 115 Term deposits 19 Savings & transaction accounts 11

Business loans · 7Compare across banks →

Business Line of Credit - Commercially Secured

Pricing: Rates on application
Loan size: $20,000 to no maximum

Business Line of Credit - Residentially Secured

Pricing: Rates on application
Loan size: $20,000 to no maximum

Commercial Loan - Commercially Secured

Pricing: Rates on application

Commercial Loan - Residentially Secured

Pricing: Rates on application

Fixed Commercial Loan - Commercially Secured

Pricing: Rates on application

Fixed Commercial Loan - Residentially Secured

Pricing: Rates on application

Self-Managed Super Fund Loan

Pricing: Rates on application

Credit cards · 3Compare across banks →

Pricing: Rates on application
Interest-free days: 55
Annual fee: $60

Purchase rate: 14.95%
Cash advance: 19.95%
Interest-free days: 55

Purchase rate: 11.95%
Cash advance: 19.95%
Interest-free days: 55

Personal loans · 4Compare across banks →

Commercially Secured Personal Loan

Fixed: 8.49% · 8.70% comparison
Loan size: $2,000 to no maximum
Upfront fee: $150

Investment Secured Personal Loan

Fixed: 8.49% · 8.70% comparison
Loan size: $2,000 to no maximum
Upfront fee: $150

Secured Personal Loan

Fixed: 8.49% · 8.70% comparison
Loan size: $2,000 to no maximum
Upfront fee: $150

Unsecured Personal Loan

Fixed: 12.49% · 12.71% comparison
Loan size: $2,000 to no maximum
Upfront fee: $150

Trust accounts · 1Compare across banks →

Professional Trust

Home loans · 115Compare across banks →

Investment Line of Credit

Features: redraw, extra repayments

Features: redraw, extra repayments

liteBlue Deposit Scheme O/Occ P+I (up to 98%LVR)

Variable (owner occ. P&I): 5.99% · 6.00% comparison
Max LVR: 98%
Features: redraw, extra repayments

liteBlue FHB Non Scheme O/Occ P+I (up to 95%LVR)

Variable (owner occ. P&I): 5.99% · 6.00% comparison
Max LVR: 95%
Features: redraw, extra repayments

liteBlue Investor I/O (60%-80% LVR)

Max LVR: 80%
Features: redraw, extra repayments

liteBlue Investor I/O (80%-90% LVR)

Max LVR: 90%
Features: redraw, extra repayments

liteBlue Investor I/O (up to 60% LVR)

Max LVR: 60%
Features: redraw, extra repayments

liteBlue Investor P+I (60%-80% LVR)

Variable (investor P&I): 6.24%
Max LVR: 80%
Features: redraw, extra repayments

liteBlue Investor P+I (80%-90% LVR)

Variable (investor P&I): 6.44%
Max LVR: 90%
Features: redraw, extra repayments

liteBlue Investor P+I (up to 60% LVR)

Variable (investor P&I): 6.14%
Max LVR: 60%
Features: redraw, extra repayments

liteBlue O/Occ I/O (60%-80% LVR)

Max LVR: 80%
Features: redraw, extra repayments

liteBlue O/Occ I/O (80%-90% LVR)

Max LVR: 90%
Features: redraw, extra repayments

liteBlue O/Occ I/O (90%-95% LVR)

Max LVR: 95%
Features: redraw, extra repayments

liteBlue O/Occ I/O(up to 60% LVR)

Max LVR: 60%
Features: redraw, extra repayments

liteBlue O/Occ P+I (60%-80% LVR)

Variable (owner occ. P&I): 6.09% · 6.10% comparison
Max LVR: 80%
Features: redraw, extra repayments

liteBlue O/Occ P+I (80%-90% LVR)

Variable (owner occ. P&I): 6.29% · 6.30% comparison
Max LVR: 90%
Features: redraw, extra repayments

liteBlue O/Occ P+I (90%-95% LVR)

Variable (owner occ. P&I): 6.69% · 6.70% comparison
Max LVR: 95%
Features: redraw, extra repayments

liteBlue O/Occ P+I (up to 60%LVR)

Variable (owner occ. P&I): 5.99% · 6.00% comparison
Max LVR: 60%
Features: redraw, extra repayments

myBlue 1 Year Fix Investment I/O (60.01 - 80.00% LVR)

Max LVR: 80%
Features: offset, redraw, extra repayments

myBlue 1 Year Fix Investment I/O (80.01-90.00% LVR)

Max LVR: 90%
Features: offset, redraw, extra repayments

myBlue 1 Year Fix Investment I/O (up to 60% LVR)

Max LVR: 60%
Features: offset, redraw, extra repayments

myBlue 1 Year Fix Investment P+I (60.01 - 80.00% LVR)

Max LVR: 80%
Features: offset, redraw, extra repayments

myBlue 1 Year Fix Investment P+I (80.01-90.00% LVR)

Max LVR: 90%
Features: offset, redraw, extra repayments

myBlue 1 Year Fix Investment P+I (up to 60% LVR)

Max LVR: 60%
Features: offset, redraw, extra repayments

myBlue 1 Year Fix O/Occ I/O (60.01 - 80.00% LVR)

Max LVR: 80%
Features: offset, redraw, extra repayments

myBlue 1 Year Fix O/Occ I/O (80.01-90.00% LVR)

Max LVR: 90%
Features: offset, redraw, extra repayments

myBlue 1 Year Fix O/Occ I/O (90.01 -95.00% LVR)

Max LVR: 95%
Features: offset, redraw, extra repayments

myBlue 1 Year Fix O/Occ I/O (up to 60% LVR)

Max LVR: 60%
Features: offset, redraw, extra repayments

myBlue 1 Year Fix O/Occ P+I (60.01 -80.00% LVR)

Fixed: 1 yr 6.29%
Max LVR: 80%
Features: offset, redraw, extra repayments

myBlue 1 Year Fix O/Occ P+I (80.01-90.00% LVR)

Fixed: 1 yr 6.49%
Max LVR: 90%
Features: offset, redraw, extra repayments

myBlue 1 Year Fix O/Occ P+I (90.01 -95.00% LVR)

Fixed: 1 yr 6.59%
Max LVR: 95%
Features: offset, redraw, extra repayments

myBlue 1 Year Fix O/Occ P+I (up to 60% LVR)

Fixed: 1 yr 6.29%
Max LVR: 60%
Features: offset, redraw, extra repayments

myBlue 2 Year Fix Investment I/O (60.01 - 80.00% LVR)

Max LVR: 80%
Features: offset, redraw, extra repayments

myBlue 2 Year Fix Investment I/O (80.01-90.00% LVR)

Max LVR: 90%
Features: offset, redraw, extra repayments

myBlue 2 Year Fix Investment I/O (up to 60% LVR)

Max LVR: 60%
Features: offset, redraw, extra repayments

myBlue 2 Year Fix Investment P+I (60.01 - 80.00% LVR)

Max LVR: 80%
Features: offset, redraw, extra repayments

myBlue 2 Year Fix Investment P+I (80.01-90.00% LVR)

Max LVR: 90%
Features: offset, redraw, extra repayments

myBlue 2 Year Fix Investment P+I (up to 60% LVR)

Max LVR: 60%
Features: offset, redraw, extra repayments

myBlue 2 Year Fix O/Occ I/O (60.01 - 80.00% LVR)

Max LVR: 80%
Features: offset, redraw, extra repayments

myBlue 2 Year Fix O/Occ I/O (80.01-90.00% LVR)

Max LVR: 90%
Features: offset, redraw, extra repayments

myBlue 2 Year Fix O/Occ I/O (90.01 -95.00% LVR)

Max LVR: 95%
Features: offset, redraw, extra repayments

myBlue 2 Year Fix O/Occ I/O (up to 60% LVR)

Max LVR: 60%
Features: offset, redraw, extra repayments

myBlue 2 Year Fix O/Occ P+I (60.01 - 80.00% LVR)

Fixed: 2 yrs 6.29%
Max LVR: 80%
Features: offset, redraw, extra repayments

myBlue 2 Year Fix O/Occ P+I (80.01-90.00% LVR)

Fixed: 2 yrs 6.49%
Max LVR: 90%
Features: offset, redraw, extra repayments

myBlue 2 Year Fix O/Occ P+I (90.01 -95.00% LVR)

Fixed: 2 yrs 6.59%
Max LVR: 95%
Features: offset, redraw, extra repayments

myBlue 2 Year Fix O/Occ P+I (up to 60% LVR)

Fixed: 2 yrs 6.29%
Max LVR: 60%
Features: offset, redraw, extra repayments

myBlue 3 Year Fix Investment I/O (60.01 - 80.00% LVR)

Max LVR: 80%
Features: offset, redraw, extra repayments

myBlue 3 Year Fix Investment I/O (80.01-90.00% LVR)

Max LVR: 90%
Features: offset, redraw, extra repayments

myBlue 3 Year Fix Investment I/O (up to 60% LVR)

Max LVR: 60%
Features: offset, redraw, extra repayments

myBlue 3 Year Fix Investment P+I (60.01 - 80.00% LVR)

Max LVR: 80%
Features: offset, redraw, extra repayments

myBlue 3 Year Fix Investment P+I (80.01-90.00% LVR)

Max LVR: 90%
Features: offset, redraw, extra repayments

myBlue 3 Year Fix Investment P+I (up to 60% LVR)

Max LVR: 60%
Features: offset, redraw, extra repayments

myBlue 3 Year Fix O/Occ I/O (60.01 - 80.00% LVR)

Max LVR: 80%
Features: offset, redraw, extra repayments

myBlue 3 Year Fix O/Occ I/O (80.01-90.00% LVR)

Max LVR: 90%
Features: offset, redraw, extra repayments

myBlue 3 Year Fix O/Occ I/O (90.01 -95.00% LVR)

Max LVR: 95%
Features: offset, redraw, extra repayments

myBlue 3 Year Fix O/Occ I/O (up to 60% LVR)

Max LVR: 60%
Features: offset, redraw, extra repayments

myBlue 3 Year Fix O/Occ P+I (60.01 - 80.00% LVR)

Fixed: 3 yrs 6.39%
Max LVR: 80%
Features: offset, redraw, extra repayments

myBlue 3 Year Fix O/Occ P+I (80.01-90.00% LVR)

Fixed: 3 yrs 6.59%
Max LVR: 90%
Features: offset, redraw, extra repayments

myBlue 3 Year Fix O/Occ P+I (90.01 -95.00% LVR)

Fixed: 3 yrs 6.69%
Max LVR: 95%
Features: offset, redraw, extra repayments

myBlue 3 Year Fix O/Occ P+I (up to 60% LVR)

Fixed: 3 yrs 6.39%
Max LVR: 60%
Features: offset, redraw, extra repayments

myBlue 4 Year Fix Investment I/O (60.01 - 80.00% LVR)

Max LVR: 80%
Features: offset, redraw, extra repayments

myBlue 4 Year Fix Investment I/O (80.01-90.00% LVR)

Max LVR: 90%
Features: offset, redraw, extra repayments

myBlue 4 Year Fix Investment I/O (up to 60% LVR)

Max LVR: 60%
Features: offset, redraw, extra repayments

myBlue 4 Year Fix Investment P+I (60.01 - 80.00% LVR)

Max LVR: 80%
Features: offset, redraw, extra repayments

myBlue 4 Year Fix Investment P+I (80.01-90.00% LVR)

Max LVR: 90%
Features: offset, redraw, extra repayments

myBlue 4 Year Fix Investment P+I (up to 60% LVR)

Max LVR: 60%
Features: offset, redraw, extra repayments

myBlue 4 Year Fix O/Occ I/O (60.01 - 80.00% LVR)

Max LVR: 80%
Features: offset, redraw, extra repayments

myBlue 4 Year Fix O/Occ I/O (80.01-90.00% LVR)

Max LVR: 90%
Features: offset, redraw, extra repayments

myBlue 4 Year Fix O/Occ I/O (90.01 -95.00% LVR)

Max LVR: 95%
Features: offset, redraw, extra repayments

myBlue 4 Year Fix O/Occ I/O (up to 60% LVR)

Max LVR: 60%
Features: offset, redraw, extra repayments

myBlue 4 Year Fix O/Occ P+I (60.01 - 80.00% LVR)

Fixed: 4 yrs 6.59%
Max LVR: 80%
Features: offset, redraw, extra repayments

myBlue 4 Year Fix O/Occ P+I (80.01-90.00% LVR)

Fixed: 4 yrs 6.79%
Max LVR: 90%
Features: offset, redraw, extra repayments

myBlue 4 Year Fix O/Occ P+I (90.01 -95.00% LVR)

Fixed: 4 yrs 6.89%
Max LVR: 95%
Features: offset, redraw, extra repayments

myBlue 4 Year Fix O/Occ P+I (up to 60% LVR)

Fixed: 4 yrs 6.59%
Max LVR: 60%
Features: offset, redraw, extra repayments

myBlue 5 Year Fix Investment I/O (60.01 - 80.00% LVR)

Max LVR: 80%
Features: offset, redraw, extra repayments

myBlue 5 Year Fix Investment I/O (80.01-90.00% LVR)

Max LVR: 90%
Features: offset, redraw, extra repayments

myBlue 5 Year Fix Investment I/O (up to 60% LVR)

Max LVR: 60%
Features: offset, redraw, extra repayments

myBlue 5 Year Fix Investment P+I (60.01 - 80.00% LVR)

Max LVR: 80%
Features: offset, redraw, extra repayments

myBlue 5 Year Fix Investment P+I (80.01-90.00% LVR)

Max LVR: 90%
Features: offset, redraw, extra repayments

myBlue 5 Year Fix Investment P+I (up to 60% LVR)

Max LVR: 60%
Features: offset, redraw, extra repayments

myBlue 5 Year Fix O/Occ I/O (60.01 - 80.00% LVR)

Max LVR: 80%
Features: offset, redraw, extra repayments

myBlue 5 Year Fix O/Occ I/O (80.01-90.00% LVR)

Max LVR: 90%
Features: offset, redraw, extra repayments

myBlue 5 Year Fix O/Occ I/O (90.01 -95.00% LVR)

Max LVR: 95%
Features: offset, redraw, extra repayments

myBlue 5 Year Fix O/Occ I/O (up to 60% LVR)

Max LVR: 60%
Features: offset, redraw, extra repayments

myBlue 5 Year Fix O/Occ P&I (90.01 -95.00% LVR)

Fixed: 5 yrs 6.99%
Max LVR: 95%
Features: offset, redraw, extra repayments

myBlue 5 Year Fix O/Occ P+I (60.01 - 80.00% LVR)

Fixed: 5 yrs 6.69%
Max LVR: 80%
Features: offset, redraw, extra repayments

myBlue 5 Year Fix O/Occ P+I (80.01-90.00% LVR)

Fixed: 5 yrs 6.89%
Max LVR: 90%
Features: offset, redraw, extra repayments

myBlue 5 Year Fix O/Occ P+I (up to 60% LVR)

Fixed: 5 yrs 6.69%
Max LVR: 60%
Features: offset, redraw, extra repayments

myBlue Deposit Scheme 1 Year Fix O/Occ P+I (up to 98% LVR)

Fixed: 1 yr 6.29%
Max LVR: 98%
Features: offset, redraw, extra repayments

myBlue Deposit Scheme 2 Year Fix O/Occ P+I (up to 98% LVR)

Fixed: 2 yrs 6.29%
Max LVR: 98%
Features: offset, redraw, extra repayments

myBlue Deposit Scheme 3 Year Fix O/Occ P+I (up to 98% LVR)

Fixed: 3 yrs 6.39%
Max LVR: 98%
Features: offset, redraw, extra repayments

myBlue Deposit Scheme 4 Year Fix O/Occ P+I (up to 98% LVR)

Fixed: 4 yrs 6.59%
Max LVR: 98%
Features: offset, redraw, extra repayments

myBlue Deposit Scheme 5 Year Fix O/Occ P+I (up to 98% LVR)

Fixed: 5 yrs 6.69%
Max LVR: 98%
Features: offset, redraw, extra repayments

myBlue Deposit Scheme Variable O/Occ P+I (up to 98% LVR)

Variable (owner occ. P&I): 6.09% · 6.09% comparison
Max LVR: 98%
Features: offset, redraw, extra repayments

myBlue FHB Non Scheme 1 Year Fix O/Occ P+I (up to 95% LVR)

Fixed: 1 yr 6.29%
Max LVR: 95%
Features: offset, redraw, extra repayments

myBlue FHB Non Scheme 2 Year Fix O/Occ P+I (up to 95% LVR)

Fixed: 2 yrs 6.29%
Max LVR: 95%
Features: offset, redraw, extra repayments

myBlue FHB Non Scheme 3 Year Fix O/Occ P+I (up to 95% LVR)

Fixed: 3 yrs 6.39%
Max LVR: 95%
Features: offset, redraw, extra repayments

myBlue FHB Non Scheme 4 Year Fix O/Occ P+I (up to 95% LVR)

Fixed: 4 yrs 6.59%
Max LVR: 95%
Features: offset, redraw, extra repayments

myBlue FHB Non Scheme 5 Year Fix O/Occ P+I (up to 95% LVR)

Fixed: 5 yrs 6.69%
Max LVR: 95%
Features: offset, redraw, extra repayments

myBlue FHB Non Scheme Variable O/Occ P+I (up to 95% LVR)

Variable (owner occ. P&I): 6.09% · 6.09% comparison
Max LVR: 95%
Features: offset, redraw, extra repayments

myBlue Variable Investment I/O (60.01 - 80.00% LVR)

Max LVR: 80%
Features: offset, redraw, extra repayments

myBlue Variable Investment I/O (80.01-90.00% LVR)

Max LVR: 90%
Features: offset, redraw, extra repayments

myBlue Variable Investment I/O (up to 60% LVR)

Max LVR: 60%
Features: offset, redraw, extra repayments

myBlue Variable Investment P+I (60.01 - 80.00% LVR)

Variable (investor P&I): 6.34%
Max LVR: 80%
Features: offset, redraw, extra repayments

myBlue Variable Investment P+I (80.01-90.00% LVR)

Variable (investor P&I): 6.54%
Max LVR: 90%
Features: offset, redraw, extra repayments

myBlue Variable Investment P+I (up to 60% LVR)

Variable (investor P&I): 6.24%
Max LVR: 60%
Features: offset, redraw, extra repayments

myBlue Variable O/Occ I/O (60.01 - 80.00% LVR)

Max LVR: 80%
Features: offset, redraw, extra repayments

myBlue Variable O/Occ I/O (80.01-90.00% LVR)

Max LVR: 90%
Features: offset, redraw, extra repayments

myBlue Variable O/Occ I/O (90.01 -95.00% LVR)

Max LVR: 95%
Features: offset, redraw, extra repayments

myBlue Variable O/Occ I/O (up to 60% LVR)

Max LVR: 60%
Features: offset, redraw, extra repayments

myBlue Variable O/Occ P+I (60.01 - 80.00% LVR)

Variable (owner occ. P&I): 6.19% · 6.19% comparison
Max LVR: 80%
Features: offset, redraw, extra repayments

myBlue Variable O/Occ P+I (80.01-90.00% LVR)

Variable (owner occ. P&I): 6.39% · 6.39% comparison
Max LVR: 90%
Features: offset, redraw, extra repayments

myBlue Variable O/Occ P+I (90.01 -95.00% LVR)

Variable (owner occ. P&I): 6.79% · 6.79% comparison
Max LVR: 95%
Features: offset, redraw, extra repayments

myBlue Variable O/Occ P+I (up to 60% LVR)

Variable (owner occ. P&I): 6.09% · 6.09% comparison
Max LVR: 60%
Features: offset, redraw, extra repayments

nextBlue Bridging O/Occ I/O (<80% LVR)

Max LVR: 80%
Features: extra repayments

Term deposits · 19Compare across banks →

Farm Management Deposit 12M (Interest at Maturity)

Best rate: 5.25% for 12m
12 months: 5.25%
Min deposit: $1,000

Term Deposit - Online 100 Day

Best rate: 5.05% for 100d
Min deposit: $1,000

Term Deposit 100 Day (Interest at Maturity)

Best rate: 5.05% for 100d
Min deposit: $1,000

Term Deposit 12M (Interest at Maturity)

Best rate: 5.25% for 12m
12 months: 5.25%
Min deposit: $1,000

Term Deposit 12M (Interest Paid Monthly)

Best rate: 5.15% for 12m
12 months: 5.15%
Min deposit: $5,000

Term Deposit 24M (Interest Paid Monthly)

Best rate: 5.00% for 24m
Min deposit: $5,000

Term Deposit 24M (Paid annually and at Maturity)

Best rate: 5.10% for 24m
Min deposit: $1,000

Term Deposit 36M (Interest Paid Monthly)

Best rate: 4.65% for 36m
Min deposit: $5,000

Term Deposit 36M (Paid Annually and at Maturity)

Best rate: 4.75% for 36m
Min deposit: $1,000

Term Deposit 3M (Interest at Maturity)

Best rate: 3.60% for 3m
Min deposit: $1,000

Term Deposit 6M (Interest at Maturity)

Best rate: 5.20% for 6m
Min deposit: $1,000

Term Deposit 6M (Interest Paid Monthly)

Best rate: 5.10% for 6m
Min deposit: $5,000

Term Deposit 9M (Interest at Maturity)

Best rate: 5.10% for 9m
Min deposit: $1,000

Term Deposit Online 12M (Interest at Maturity)

Best rate: 5.25% for 12m
12 months: 5.25%
Min deposit: $1,000

Term Deposit Online 24M (Paid annually or at Maturity)

Best rate: 5.10% for 24m
Min deposit: $1,000

Term Deposit Online 36M (Paid Annually or at Maturity)

Best rate: 4.75% for 36m
Min deposit: $1,000

Term Deposit Online 3M (Interest at Maturity)

Best rate: 3.60% for 3m
Min deposit: $1,000

Term Deposit Online 6M (Interest at Maturity)

Best rate: 5.20% for 6m
Min deposit: $1,000

Term Deposit Online 9M (Interest at Maturity)

Best rate: 5.10% for 9m
Min deposit: $1,000

Savings & transaction accounts · 11Compare across banks →

Business Account

Base rate: 0.01%

Base rate: 0.00%

Base rate: 0.01%
Bonus rate: 5.04%
Up to: 5.05%

Base rate: 0.01%

Pricing: Rates on application

Flexible Loan Offset Account

Pricing: Rates on application

Base rate: 3.25%

Professional Cash Management

Base rate: 0.01%

Retirement Account

Base rate: 1.75%

Base rate: 0.01%
Bonus rate: 5.04%
Up to: 5.05%

Base rate: 0.01%

Published by Hume Bank under the Consumer Data Right, last changed by them on 25 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.

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