The Finance Algorithm
Arab Bank Australia Ltd Prod

Bridging Loan

It's not easy moving between homes or waiting for construction on your new home to finish. Our Bridging Loan may be the solution to help you transition from one home to another.

Home loansBank updated 20 Aug 2026
At a glance
Annual fee
$96
§ 01 — Rates · 1
TypeApplies toTermBandRateComparisonConditions
VariableThe comparison rate is calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments. Different amounts and terms will result in different Comparison Rates.Owner occupied · Interest only10.65%10.72%
§ 02 — Fees · 12
FeeTypeAmountWhenNotes
Additional Security Consent FeeEvent$150Payable whenever the Customer asks the Bank to consent to a security interest over the security property or any other property subject to the security. It is payable whether or not the Bank consents…
Arrears Letter FeeEvent$35
Deed Production FeeEvent$60Payable by the Customer whenever the Bank is required to produce a document to a government registry. It does not include any solicitor costs or fees payable to a government registry to register a do…
Direct Debit Dishonour FeeEvent$35Payable whenever a direct debit to the Customer’s loan account is dishonoured.
Rollover FeeEvent$300Payable by the Customer at the end of a fixed rate period if the Customer chooses to rollover to another fixed interest rate for another fixed rate period rather than automatically converting to vari…
Tenanted Security Report FeeEvent$100Per hour or part thereof - payable when the security property is to be the place of residence of the Customer and the Bank ascertains by inspection (because the Customer did not tell the Bank) that t…
Title Change FeeEvent$100Payable if the Customer asks the Bank to change the title to any security property (for example as a result of a court order or by operation of law). It does not include any solicitor costs or fees p…
Transfer FeeEvent$300Payable if the Customer asks the Bank to change the security property by releasing its security over some or all of the security property and taking security over different property, without any othe…
Discharge of Security FeeExit$250Payable if the Bank agrees to discharge a security. The Bank may use some or all of this fee to pay its external costs. It does not include any solicitor costs or fees payable to a government registr…
Monthly Service FeePeriodic$8Every 1 mo
Search FeeTransaction$70Per hour or part thereof - payable whenever the Customer (or a Guarantor) requests a copy of a document (other than a statement) connected to the Facility. It is calculated on the basis of the time t…
Application FeeUpfront$750
§ 03 — Features
Digital banking
  • · Refer link below:
  • · Repayment Type: Interest Only.
  • · Loan Purpose: Owner-Occupied.
  • · • Switching into this loan from another product is permitted. • Flexible Repayments based upon Interest Only for six months. • Option to capitalize the interest over the loan period. • Option to esta…
§ 04 — Eligibility & limits
  • · • This loan is available to new and existing customers. • Available to applicants over the age of 18 years. • Applicant must meet the Bank’s Credit criteria.

Published by Arab Bank Australia Limited under the Consumer Data Right, last changed by them on 20 Aug 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.