Arab Bank Australia Limited
Every product Arab Bank Australia Limited publishes under the Consumer Data Right, with its rates set beside every other bank's. It last changed one on 15 Oct 2026.
- Deposits are covered by the government's Financial Claims Scheme up to $250,000 per account holder. Who shares a cap
- Australian credit licence and AFS licence 234563, held by Arab Bank Australia Limited; credit licence since 1 December 2010. Complaints it can't resolve go to the Australian Financial Complaints Authority (AFCA). ASIC register
31 products in 6 categories
Arab Bank Australia Limited's rates today
Arab Bank Australia Limited's best rate in each category, next to the best you'll find anywhere and the typical institution's best, as of 7 November 2026. Only products anyone can apply for are counted.
Where Arab Bank Australia Limited sits among every institution's best
Lowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower. One dot per institution, at its lowest business loan rate anyone can apply for; hover or tap a dot for its name.
| Rate | Arab Bank Australia Limited | Best anywhere | Typical institution |
|---|---|---|---|
| Variable home loanOwner occupier, principal & interest, 80% LVR | 9.54%The Basics Home Loan | 5.93%SCCU's BROKER HOME LOAN | 6.38%of 104 institutions |
| Savings accountBase plus any bonus, when its conditions are met | 3.00%Personal Online Savings Account | 5.75%Defence Bank Limited's iSaver | 4.85%of 73 institutions |
| 12-month term depositBest rate for a 12-month term | 4.50%Fixed Term Deposit - Personal | 5.75%Suncorp Bank's Term Deposit | 5.30%of 65 institutions |
| Personal loanLowest advertised rate, fixed or variable, leaving out car loans | 11.30%Personal Loan | 5.80%Plenti Personal Loan | 7.96%of 68 institutions |
| Business savings accountEach institution's best interest-paying business account, base plus any bonus | 0.30%Business Online Savings Account | 5.40%Great Southern Bank Business+'s Business+ Saver | 0.55%of 34 institutions |
| Business 12-month term depositBest rate for a 12-month term | 4.50%Fixed Term Deposit: Business | 5.70%AMP Bank GO 12 Month Business Term Deposit | 5.30%of 17 institutions |
| Business overdraftLowest advertised rate; most are variable | 17.90%Business Overdraft | 8.24%IMB Bank's Commercial Credit line | 10.06%of 12 institutions |
| Business loanLowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower | 12.00%Commercial Loans - Revolving Line of Credit | 6.33%SCCU's BUSINESS LOAN | 7.89%of 47 institutions |
Arab Bank Australia Limited home loan repayments
Repayments at Arab Bank Australia Limited's lowest published rate for each loan type: owner occupier at 80% LVR unless marked investor, principal and interest, products open to anyone.
- VariableThe Basics Home Loan9.54%9.67% comparison$5,063a month
$1,222,552 in interest, $1,822,552 repaid in all
- Investor variableThe Basics Investment Loan9.79%9.92% comparison$5,173a month
$1,262,122 in interest, $1,862,122 repaid in all
Principal and interest, monthly, as if the rate held for the whole term: a fixed rate reverts to a variable one when the fixed period ends. Fees, offsets and extra repayments aren't included; the repayment calculator handles those. Not Arab Bank Australia Limited's own calculator: confirm the rate with Arab Bank Australia Limited before you apply.
Arab Bank Australia Limited home loan rates
Compare across banks11 products
Its lowest owner-occupier variable home loan rate (principal and interest, 80% LVR) is 9.54%, with a comparison rate of 9.67%, on its The Basics Home Loan: 104th lowest of 104 lenders.
- Basics Home Loan Special Offer
- Variable (owner occ. P&I)
- 9.54%, 9.67% comparison
- Max LVR
- 60%
- Annual fee
- $96
- Basics Investment Loan Special Offer
- Variable (investor P&I)
- 9.79%
- Max LVR
- 60%
- Annual fee
- $96
- Bridging Loan
- Annual fee
- $96
- Essentials Home Loan
- Variable (owner occ. P&I)
- 9.64%, 9.69% comparison
- Features
- offset, redraw, extra repayments
- Essentials Home Loan Special Offer
- Variable (owner occ. P&I)
- 9.64%, 9.69% comparison
- Max LVR
- 60%
- Features
- offset, redraw, extra repayments
- Essentials Investment Loan
- Variable (investor P&I)
- 9.89%
- Features
- offset, redraw, extra repayments
- Essentials Investment Loan Special Offer
- Variable (investor P&I)
- 9.89%
- Max LVR
- 60%
- Features
- offset, redraw, extra repayments
- Fixed Rate Home Loan (Investor)
- Max LVR
- 60%
- Fixed Rate Home Loan (Owner Occupier)
- Fixed
- 1 yr 6.65%, 2 yrs 6.80%, 3 yrs 7.65%, 4 yrs 7.90%, 5 yrs 8.10%
- Max LVR
- 60%
- The Basics Home Loan
- Variable (owner occ. P&I)
- 9.54%, 9.67% comparison
- Annual fee
- $96
- Features
- redraw, extra repayments
- The Basics Investment Loan
- Variable (investor P&I)
- 9.79%
- Annual fee
- $96
- Features
- redraw, extra repayments
Arab Bank Australia Limited savings and transaction account rates
Compare across banks9 products
Its highest savings rate is 3.00%, on its Personal Online Savings Account: 59th highest of 84 institutions, level with one other.
- Business Online Savings Account
- Base rate
- 0.30%
- Cash Management Account
- Base rate
- 0.10%
- Essentials Offset Account
- Pricing
- Rates on application
- Monthly fee
- $10
- Foreign Currency Statement Account (CHF)
- Base rate
- 0.01%
- Foreign Currency Statement Account (EUR)
- Base rate
- 0.01%
- Foreign Currency Statement Account (USD)
- Base rate
- 0.05%
- Personal Online Savings Account
- Base rate
- 3.00%
- Statement (Student) Account
- Base rate
- 0.25%
- Statement Account
- Base rate
- 0.25%
Arab Bank Australia Limited term deposit rates
Compare across banks5 products
Its highest 12-month term deposit rate is 4.50%, on its Fixed Term Deposit - Personal: 62nd highest of 65 institutions, level with one other.
| Rate | Arab Bank Australia Limited | Best anywhere | Typical institution |
|---|---|---|---|
| 3-month term depositBest rate for 3 months | 5.00%Fixed Term Deposit - Personal | 5.30%Heartland Bank's Broker Term Deposit | 4.60%of 55 institutions |
| 6-month term depositBest rate for 6 months | 5.15%Fixed Term Deposit - Personal | 5.47%Heartland Bank's Broker Term Deposit | 5.10%of 63 institutions |
| 12-month term depositBest rate for 12 months | 4.50%Fixed Term Deposit - Personal | 5.75%Suncorp Bank's Term Deposit | 5.30%of 65 institutions |
| 2-year term depositBest rate for 2 years | 3.40%Fixed Term Deposit - Personal | 5.60%Judo Bank's Personal Term Deposits | 4.90%of 55 institutions |
| 3-year term depositBest rate for 3 years | 3.30%Fixed Term Deposit - Personal | 5.60%Judo Bank's Personal Term Deposits | 4.25%of 44 institutions |
| 5-year term depositBest rate for 5 years | 3.20%Fixed Term Deposit - Personal | 5.65%Judo Bank's Personal Term Deposits | 4.00%of 27 institutions |
- EURO Term Deposit (Monthly)
- Best rate
- 0.01% for 1m
- Min deposit
- $0
- Fixed Term Deposit - Personal
- Best rate
- 5.15% for 6m
- 12 months
- 4.50%
- Min deposit
- $0
- Fixed Term Deposit: Business
- Best rate
- 5.15% for 6m
- 12 months
- 4.50%
- Min deposit
- $0
- Swiss Francs/CHF Term Deposit (Monthly)
- Best rate
- 0.01% for 1m
- Min deposit
- $0
- USD Term Deposit (Monthly)
- Best rate
- 0.25% for 1m
- Min deposit
- $0
Arab Bank Australia Limited personal loan rates
Compare across banks1 product
Its lowest advertised personal loan rate is 11.30% fixed, with a comparison rate of 12.32%, on its Personal Loan: 66th lowest of 69 lenders.
Arab Bank Australia Limited business loan rates
Compare across banks4 products
Its lowest advertised business loan rate is 12.00% variable, with a comparison rate of 0.00%, on its Commercial Loans - Revolving Line of Credit: 47th lowest of 49 lenders.
Arab Bank Australia Limited overdraft rates
Compare across banks1 product
Its lowest advertised overdraft rate is 17.90% variable, with a comparison rate of 0.00%, on its Business Overdraft: 23rd lowest of 23 lenders.
Has Arab Bank Australia passed on the RBA's November 2026 rate rise?
Arab Bank Australia hasn't changed its published variable home loan rates since the RBA's 4 Nov 2026 rise.
Its published savings rates haven't moved since the RBA's 4 Nov 2026 rise.
Thu 15 Oct
Arab Bank Australia lifted 10 fixed home loan rates by 0.35 percentage points.
0.35- Fixed Rate Home Loan (Investor) (5 rates)
- Fixed Rate Home Loan (Owner Occupier) (5 rates)
Tue 13 Oct
Arab Bank Australia lifted 9 variable home loan rates by 0.25 percentage points.
0.25- The Basics Home Loan (1 rate)
- Basics Home Loan Special Offer (1 rate)
- The Basics Investment Loan (1 rate)
- Bridging Loan (1 rate)
- Essentials Home Loan (1 rate)
- Essentials Home Loan Special Offer (1 rate)
- Essentials Investment Loan (1 rate)
- Essentials Investment Loan Special Offer (1 rate)
- Basics Investment Loan Special Offer (1 rate)
Published by Arab Bank Australia Limited under the Consumer Data Right, last changed by them on 15 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.