Arab Bank Australia Ltd Prod
Fixed Rate Home Loan (Investor)
Our Fixed Rate Home Loan protects you from ongoing interest rate rises, while giving you the added security of consistent repayments during the first phase of your loan.
Home loansBank updated 20 Aug 2026
At a glance
- Max LVR
- 60%
§ 01 — Rates · 5
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| FixedMaximum LVR for the advertised rates is 60%. For loans with LVRs up to 95%, contact one of our Relationship Managers for a rate. Upon expiry of your fixed term, your rate will revert to our variable… | Investment · P&I | 1 yr fixed | ≤60% LVR | 6.39% | 8.13% | Loan-to-Value Ratio and Repayment Term |
| FixedMaximum LVR for the advertised rates is 60%. For loans with LVRs up to 95%, contact one of our Relationship Managers for a rate. Upon expiry of your fixed term, your rate will revert to our variable… | Investment · P&I | 2 yrs fixed | ≤60% LVR | 6.50% | 7.96% | Loan-to-Value Ratio and Repayment Term |
| FixedMaximum LVR for the advertised rates is 60%. For loans with LVRs up to 95%, contact one of our Relationship Managers for a rate. Upon expiry of your fixed term, your rate will revert to our variable… | Investment · P&I | 3 yrs fixed | ≤60% LVR | 7.40% | 8.07% | Loan-to-Value Ratio and Repayment Term |
| FixedMaximum LVR for the advertised rates is 60%. For loans with LVRs up to 95%, contact one of our Relationship Managers for a rate. Upon expiry of your fixed term, your rate will revert to our variable… | Investment · P&I | 4 yrs fixed | ≤60% LVR | 7.65% | 8.09% | Loan-to-Value Ratio and Repayment Term |
| FixedMaximum LVR for the advertised rates is 60%. For loans with LVRs up to 95%, contact one of our Relationship Managers for a rate. Upon expiry of your fixed term, your rate will revert to our variable… | Investment · P&I | 5 yrs fixed | ≤60% LVR | 7.85% | 8.13% | Loan-to-Value Ratio and Repayment Term |
§ 02 — Fees · 11
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Additional Security Consent Fee | Event | $150 | — | Payable whenever the Customer asks the Bank to consent to a security interest over the security property or any other property subject to the security. It is payable whether or not the Bank consents… |
| Arrears Letter Fee | Event | $35 | — | — |
| Deed Production Fee | Event | $60 | — | Payable by the Customer whenever the Bank is required to produce a document to a government registry. It does not include any solicitor costs or fees payable to a government registry to register a do… |
| Direct Debit Dishonour Fee | Event | $35 | — | Payable whenever a direct debit to the Customer’s loan account is dishonoured. |
| Rollover Fee | Event | $300 | — | Payable by the Customer at the end of a fixed rate period if the Customer chooses to rollover to another fixed interest rate for another fixed rate period rather than automatically converting to vari… |
| Tenanted Security Report Fee | Event | $100 | — | Per hour or part thereof - payable when the security property is to be the place of residence of the Customer and the Bank ascertains by inspection (because the Customer did not tell the Bank) that t… |
| Title Change Fee | Event | $100 | — | Payable if the Customer asks the Bank to change the title to any security property (for example as a result of a court order or by operation of law). It does not include any solicitor costs or fees p… |
| Transfer Fee | Event | $300 | — | Payable if the Customer asks the Bank to change the security property by releasing its security over some or all of the security property and taking security over different property, without any othe… |
| Discharge of Security Fee | Exit | $250 | — | Payable if the Bank agrees to discharge a security. The Bank may use some or all of this fee to pay its external costs. It does not include any solicitor costs or fees payable to a government registr… |
| Search Fee | Transaction | $70 | — | Per hour or part thereof - payable whenever the Customer (or a Guarantor) requests a copy of a document (other than a statement) connected to the Facility. It is calculated on the basis of the time t… |
| Application Fee | Upfront | $600 | — | — |
§ 03 — Features
Digital banking
- · Loan Purpose: Investment.
- · Repayment Type: Principal and Interest.
- · • Fixed interest rate for the first 1 to 5 years. • Weekly, fortnightly or monthly repayments. • Automatic repayments. • Loan portability available. • Maximum amount is 95% of the value of the proper…
§ 04 — Eligibility & limits
- · Amount $50,000 to no maximum
- · • This loan is available to new and existing customers. • Available to applicants over the age of 18 years. • Applicant must meet the Bank’s Credit criteria. • Loan Mortgage Insurance (LMI) is requir…
§ 05 — Compare
§ 06 — Run the numbers
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Published by Arab Bank Australia Limited under the Consumer Data Right, last changed by them on 20 Aug 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.