Arab Bank Australia Ltd ProdBasics Investment Loan Special Offer
Make it happen today, with our Basics Low Rate Investment Loan Offer. The discount of 3.24% is available for the life of the loan. This offer is for new customers to the Bank and for customers of the Bank purchasing a new investment property.
At a glance
- Variable (investor P&I)
- 9.79%
- Max LVR
- 60%
- Annual fee
- $96
- Features
- redraw, extra repayments
Rates
Every rate Arab Bank Australia Ltd Prod publishes for this home loan, 2 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| DiscountThe comparison rate is calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments. Different amounts and terms will result in different Comparison Rates. | Investment, P&I | - | ≤60% LVR | 6.55% | 6.68% | Loan-to-Value Ratio and Repayment Term; Discount Rate 6.55% represents a discount of 3.24% off our Basics Investment Loan standard variable rate of 9.79%. This offer can be withdrawn at any time at the Bank's discretion. Rates are subject… |
| Variable | Investment, P&I | - | - | 9.79% | 9.92% | Loan-to-Value Ratio and Repayment Term |
Rate changes
2 changes logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 15 Oct 2026 | Discount, Investment, P&I, ≤60% LVR | 6.30% | 6.55% | up 0.25 |
| 13 Oct 2026 | Variable, Investment, P&I | 9.54% | 9.79% | up 0.25 |
Each change is logged the night it appears in the rates Arab Bank Australia Limited publishes. See how every lender answered the RBA on the rate tracker.
Fees
15 fees published, grouped by when they're charged.
- When you take it out$600Application Fee
- While you hold it$8 a monthMonthly Service Fee
- When you close it or pay it off$250Discharge of Security Fee
When you take it out1
- Application Fee$600
While you hold it1
- Monthly Service Fee$8 a month
When you make a transaction3
- Redraw Fee (Online)$10
- Redraw Fee (Over the Counter)$55
- Search Fee
Per hour or part thereof - payable whenever the Customer (or a Guarantor) requests a copy of a document (other than a statement) connected to the Facility. It is calculated on the basis of the time t…
$70
When particular things happen9
- Additional Security Consent Fee
Payable whenever the Customer asks the Bank to consent to a security interest over the security property or any other property subject to the security. It is payable whether or not the Bank consents…
$150 - Arrears Letter Fee$35
- Deed Production Fee
Payable by the Customer whenever the Bank is required to produce a document to a government registry. It does not include any solicitor costs or fees payable to a government registry to register a do…
$60 - Direct Debit Dishonour Fee
Payable whenever a direct debit to the Customer’s loan account is dishonoured.
$35 - Progress Payment Fee
Payable whenever the Customer requests a progress payment. It does not include any fee payable for inspections by a quantity surveyor.
$100 - Rollover Fee
Payable by the Customer at the end of a fixed rate period if the Customer chooses to rollover to another fixed interest rate for another fixed rate period rather than automatically converting to vari…
$300 - Tenanted Security Report Fee
Per hour or part thereof - payable when the security property is to be the place of residence of the Customer and the Bank ascertains by inspection (because the Customer did not tell the Bank) that t…
$100 - Title Change Fee
Payable if the Customer asks the Bank to change the title to any security property (for example as a result of a court order or by operation of law). It does not include any solicitor costs or fees p…
$100 - Transfer Fee
Payable if the Customer asks the Bank to change the security property by releasing its security over some or all of the security property and taking security over different property, without any othe…
$300
When you close it or pay it off1
- Discharge of Security Fee
Payable if the Bank agrees to discharge a security. The Bank may use some or all of this fee to pay its external costs. It does not include any solicitor costs or fees payable to a government registr…
$250
Features
- Loan Purpose: Investment.
- Principal & Interest
- • The Basics Low-Rate Investment Loan Offer of 6.55% represents a discount of 3.24% off our Basics Investment Loan standard variable rate of 9.79%. • The discount of 3.24% is available for the life o…
Eligibility and limits
- Amount from $50,000, no maximum
- This offer is for new customers to the Bank and for customers of the Bank purchasing a new property. You may avail of this offer if you have approached the Bank directly, not through a referrer (paid…
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Published by Arab Bank Australia Limited under the Consumer Data Right, last changed by them on 13 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.