AMB Bank Product
DHOAS 2 Year Fixed Rate Home Loan
A Fixed Rate Home Loan gives you the best of both worlds - peace of mind with the certainty of fixed rates, without being locked in for a long period of time, available for DHOAS eligible applicants.
Home loansBank updated 27 Aug 2026
At a glance
- Fixed
- 2 yrs 6.44%
- Max LVR
- 98%
- Annual fee
- $1,200
- Features
- extra repayments
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed | Owner occupied · P&I | 2 yrs fixed | ≤98% LVR | 6.44% | 6.75% | — |
§ 02 — Fees · 15
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Archive retrieval fee | Event | $50 | — | Per hour fee applies plus any expenses incurred |
| Arrears notice fee | Event | $20 | — | 2nd and subsequent reminders by letter or phone |
| Audit Certificate Fee | Event | $50 | — | Per audit certificate requested |
| Consent fee | Event | $250 | — | For 2nd or subsequent mortgages or lease registration |
| Copies of statements (over 12 months) at branch or posted | Event | $5 | — | per page |
| Copies of statements (up to 12 months) at branch | Event | $2.50 | — | — |
| Default notice fee | Event | $30 | — | Payable when a notice is issued regarding a default under the contract |
| Mortgage discharge fee | Event | $120 | — | + 3rd party costs |
| Property valuation fee | Event | $250 | — | At cost. Minimum is $250.00 |
| RateSaver Switch fee | Event | $100 | — | + 3rd party costs-To switch to a RateSaver Loan |
| Switch/variation fee - home & investment loans | Event | $100 | — | + 3rd party costs -To switch or vary home loans (other than switching to RateSaver) |
| Documentation re-issue fee | Periodic | $100 | Every 1 mo | + 3rd party costs |
| Paper statement fee (per statement) | Periodic | $2 | Every 3 mo | — |
| Fixed Rate Lock fee | Upfront | $750 | — | — |
| Processing fee | Upfront | $450 | — | — |
§ 03 — Features
Extra repaymentsRelationship Reward Program
- · Split Loan
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Individuals must be citizens or permanent residents of Australia.
- · Employment: Applicants must be currently employed or receiving a regular income. Self employed clients should contact the Bank prior to applying
- · Available to individuals
- · Amount $150,000 to $5,000,000
- · Maximum LVR 98%
- · the minimum loan term for home loans is 8 years.
- · Maximum loan term is 30 years
- · Rate lock available for fixed rate home loans (owner-occupied and investment) if requested prior to formal approval.
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by Australian Military Bank under the Consumer Data Right, last changed by them on 27 Aug 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.