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Australian Military Bank

Every product Australian Military Bank publishes under the Consumer Data Right, with its rates set beside every other bank's. It last changed one on 7 Nov 2026.

  • Deposits are covered by the government's Financial Claims Scheme up to $250,000 per account holder, one cap shared with RSL Money under the same banking licence. Who shares a cap
  • Australian credit licence and AFS licence 237988, held by Australian Military Bank Ltd; credit licence since 15 December 2010. Complaints it can't resolve go to the Australian Financial Complaints Authority (AFCA). ASIC register
No change yetAustralian Military Bank hasn't changed its published variable home loan rates since the RBA's 4 Nov 2026 rise.

39 products in 5 categories

  1. Home loans21
  2. Savings & transaction accounts11
  3. Term deposits3
  4. Personal loans3
  5. Credit cards1

Australian Military Bank's rates today

Australian Military Bank's best rate in each category, next to the best you'll find anywhere and the typical institution's best, as of 7 November 2026. Only products anyone can apply for are counted.

Where Australian Military Bank sits among every institution's best

AMB Bank Product 6.44%Everyone else, 104 in all

Owner occupier, principal & interest, 80% LVR. One dot per institution, at its lowest variable home loan rate anyone can apply for; hover or tap a dot for its name.

RateAustralian Military BankBest anywhereTypical institution
Variable home loanOwner occupier, principal & interest, 80% LVR6.44%DHOAS Rate Saver Home Loan5.93%SCCU's BROKER HOME LOAN6.38%of 104 institutions
3-year fixed home loanOwner occupier, principal & interest, 80% LVR6.44%3 Year Fixed Rate Home Loan6.24%Credit Union SA's 3-Year Fixed 40 Year Home Loan Package6.69%of 80 institutions
Savings accountBase plus any bonus, when its conditions are met5.10%Online Saver5.75%Defence Bank Limited's iSaver4.85%of 73 institutions
12-month term depositBest rate for a 12-month term5.40%Investment Plus5.75%Suncorp Bank's Term Deposit5.30%of 65 institutions
Personal loanLowest advertised rate, fixed or variable, leaving out car loans8.95%Personal Loan5.80%Plenti Personal Loan7.96%of 68 institutions
Credit card purchase rateOngoing purchase rate, not introductory offers11.99%Low Rate Visa Credit Card7.49%Unity Bank's Low Rate Visa Credit Card12.49%of 51 institutions

Australian Military Bank home loan repayments

Repayments at Australian Military Bank's lowest published rate for each loan type: owner occupier at 80% LVR unless marked investor, principal and interest, products open to anyone.

Loan amount
$600,000
Loan term
30 yrs
The $600,000 you borrowInterest over 30 years
  1. VariableDHOAS Rate Saver Home Loan
    6.44%6.47% comparison
    $3,769a month

    $756,755 in interest, $1,356,755 repaid in all

  2. 1-year fixedDHOAS 1 Year Fixed Rate Home Loan
    6.39%7.00% comparison
    $3,749a month

    $749,679 in interest, $1,349,679 repaid in all

  3. 2-year fixedDHOAS 2 Year Fixed Rate Home Loan
    6.44%6.95% comparison
    $3,769a month

    $756,755 in interest, $1,356,755 repaid in all

  4. 3-year fixedDHOAS 3 Year Fixed Rate Home Loan
    6.44%6.90% comparison
    $3,769a month

    $756,755 in interest, $1,356,755 repaid in all

  5. 5-year fixedDHOAS 5 Year Fixed Rate Home Loan
    6.49%6.83% comparison
    $3,788a month

    $763,847 in interest, $1,363,847 repaid in all

  6. Investor variableInvestment RateSaver Home Loan
    6.64%6.67% comparison
    $3,848a month

    $785,215 in interest, $1,385,215 repaid in all

Principal and interest, monthly, as if the rate held for the whole term: a fixed rate reverts to a variable one when the fixed period ends. Fees, offsets and extra repayments aren't included; the repayment calculator handles those. Not Australian Military Bank's own calculator: confirm the rate with Australian Military Bank before you apply.

Australian Military Bank home loan rates

Compare across banks

21 products

Its lowest owner-occupier variable home loan rate (principal and interest, 80% LVR) is 6.44%, with a comparison rate of 6.47%, on its DHOAS Rate Saver Home Loan: 60th lowest of 104 lenders, level with 5 others.

Australian Military Bank savings and transaction account rates

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11 products

Its highest savings rate is up to 5.10% (0.10% base plus a 5.00% bonus when its conditions are met), on its Online Saver: 32nd highest of 84 institutions.

Australian Military Bank term deposit rates

Compare across banks

3 products

Its highest 12-month term deposit rate is 5.40%, on its Investment Plus: 11th highest of 65 institutions, level with 6 others.

RateAustralian Military BankBest anywhereTypical institution
3-month term depositBest rate for 3 months4.30%Investment Plus5.30%Heartland Bank's Broker Term Deposit4.60%of 55 institutions
6-month term depositBest rate for 6 months5.45%Investment Plus5.47%Heartland Bank's Broker Term Deposit5.10%of 63 institutions
12-month term depositBest rate for 12 months5.40%Investment Plus5.75%Suncorp Bank's Term Deposit5.30%of 65 institutions
2-year term depositBest rate for 2 years3.55%Investment Plus5.60%Judo Bank's Personal Term Deposits4.90%of 55 institutions
3-year term depositBest rate for 3 years3.20%Investment Plus5.60%Judo Bank's Personal Term Deposits4.25%of 44 institutions

Australian Military Bank credit card rates

Compare across banks

1 product

Its lowest credit card purchase rate is 11.99%, on its Low Rate Visa Credit Card: 17th lowest of 51 card issuers, level with 5 others.

Australian Military Bank personal loan rates

Compare across banks

3 products

Its lowest advertised personal loan rate is 6.35% fixed, with a comparison rate of 7.27%, on its Car Loan: 17th lowest of 69 lenders.

Rate changes since 18 Sept 2026How every lender responded

Has Australian Military Bank passed on the RBA's November 2026 rate rise?

Australian Military Bank hasn't changed its published variable home loan rates since the RBA's 4 Nov 2026 rise.

Its published savings rates haven't moved since the RBA's 4 Nov 2026 rise.

  1. Sun 1 Nov

    • Australian Military Bank lifted 2 savings rates by 0.25 to 0.60 percentage points.

      0.25 to 0.60

  2. Wed 21 Oct

    • Australian Military Bank lifted 18 term deposit rates by 0.30 to 1.80 percentage points.

      0.30 to 1.80

    • Australian Military Bank cut 1 term deposit rate by 0.35 percentage points.

      0.35

  3. Thu 15 Oct

Published by Australian Military Bank under the Consumer Data Right, last changed by them on 7 Nov 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.