The Finance Algorithm

Live · as of todayRBA Cash Rate4.35%Held since May 26AUD/USD0.7045-1.05% dayASX 2008,765.3+0.38% dayFixed 3yr (avg)6.74%owner-occ, banksVariable (avg)6.80%owner-occ, discountedMedian Sydney$1.61M▼ 0.4% qtrMedian Melbourne$920k▼ 0.8% qtrSuper (Balanced, FY25-26)+9.4%median · SuperRatingsBTC/AUD$119,786-0.9% 24h10yr Gov Bond5.35%▼ 0.06Inflation (annual, Jun Q26)3.8%trimmed mean 3.9%Unemployment4.5%▲ 3-yr highRBA Cash Rate4.35%Held since May 26AUD/USD0.7045-1.05% dayASX 2008,765.3+0.38% dayFixed 3yr (avg)6.74%owner-occ, banksVariable (avg)6.80%owner-occ, discountedMedian Sydney$1.61M▼ 0.4% qtrMedian Melbourne$920k▼ 0.8% qtrSuper (Balanced, FY25-26)+9.4%median · SuperRatingsBTC/AUD$119,786-0.9% 24h10yr Gov Bond5.35%▼ 0.06Inflation (annual, Jun Q26)3.8%trimmed mean 3.9%Unemployment4.5%▲ 3-yr high

39 products · 5 categories · changed 18 Sept 2026

Australian Military Bank.

Credit cards 1 Personal loans 3 Home loans 21 Term deposits 3 Savings & transaction accounts 11

Credit cards · 1Compare across banks →

Low Rate Visa Credit Card

Purchase rate: 11.99%
Cash advance: 19.99%
Interest-free days: 45

Personal loans · 3Compare across banks →

Fixed: 6.35% · 7.27% comparison
Loan size: $4,000 to $200,000
Monthly fee: $12

Fixed: 7.15% · 8.06% comparison
Loan size: $4,000 to $75,000
Upfront fee: $150

Fixed: 8.95% · 9.85% comparison
Loan size: $4,000 to $40,000
Upfront fee: $30

Home loans · 21Compare across banks →

1 Year Fixed Rate Home Loan

Fixed: 1 yr 6.39%
Max LVR: 98%
Annual fee: $9,000

2 Year Fixed Rate Home Loan

Fixed: 2 yrs 6.44%
Max LVR: 98%
Annual fee: $1,200

2 Year Fixed Rate Investment Home Loan

Max LVR: 95%
Annual fee: $9,000
Features: extra repayments

3 Year Fixed Rate Home Loan

Fixed: 3 yrs 6.44%
Max LVR: 98%
Features: extra repayments

3 Year Fixed Rate Investment Home Loan

Max LVR: 95%
Annual fee: $9,000
Features: extra repayments

5 Year Fixed Rate Home Loan

Fixed: 5 yrs 6.49%
Max LVR: 98%
Features: extra repayments

Construction Loan

Max LVR: 98%
Features: extra repayments

DHOAS 1 Year Fixed Rate Home Loan

Fixed: 1 yr 6.39%
Max LVR: 98%
Annual fee: $9,000

DHOAS 2 Year Fixed Rate Home Loan

Fixed: 2 yrs 6.44%
Max LVR: 98%
Annual fee: $1,200

DHOAS 3 Year Fixed Rate Home Loan

Fixed: 3 yrs 6.44%
Max LVR: 98%
Features: extra repayments

DHOAS 5 Year Fixed Rate Home Loan

Fixed: 5 yrs 6.49%
Max LVR: 98%
Features: extra repayments

DHOAS Construction Loan

Max LVR: 98%
Features: extra repayments

DHOAS Rate Saver Home Loan

Variable (owner occ. P&I): 5.99% · 6.02% comparison
Max LVR: 98%
Features: redraw, extra repayments

DHOAS Standard Variable Home Loan

Variable (owner occ. P&I): 6.79% · 6.82% comparison
Max LVR: 98%
Features: offset, redraw, extra repayments

DHOAS Value Home Loan

Variable (owner occ. P&I): 6.14% · 6.17% comparison
Max LVR: 98%
Features: offset, redraw, extra repayments

Investment Construction Home Loan

Max LVR: 95%
Features: extra repayments

Investment RateSaver Home Loan

Variable (investor P&I): 6.19%
Max LVR: 95%
Features: redraw, extra repayments

Investment Value Home Loan

Variable (investor P&I): 6.44%
Max LVR: 95%
Features: offset, redraw, extra repayments

RateSaver Home Loan

Variable (owner occ. P&I): 6.09% · 6.12% comparison
Max LVR: 98%
Features: redraw, extra repayments

Standard Variable Home Loan

Variable (owner occ. P&I): 6.94% · 6.97% comparison
Max LVR: 98%
Features: offset, redraw, extra repayments

Value Home Loan

Variable (owner occ. P&I): 6.29% · 6.32% comparison
Max LVR: 98%
Features: offset, redraw, extra repayments

Term deposits · 3Compare across banks →

Best rate: 4.30% for 7m
12 months: 3.50%
Min deposit: $1,000

Investment Plus

Best rate: 4.40% for 7m
12 months: 3.60%
Min deposit: $1,000

Best rate: 4.40% for 7m
12 months: 3.60%
Min deposit: $500

Savings & transaction accounts · 11Compare across banks →

Base rate: 0.01%
Monthly fee: $7

Capital Guaranteed Pension Account

Base rate: 0.25%
Monthly fee: $5

Capital Guaranteed Super

Base rate: 0.25%
Monthly fee: $5

Base rate: 2.00%
Monthly fee: $6

DIY Super Saver

Base rate: 3.75%
Monthly fee: $5.70

Military Clubs Account

Base rate: 0.01%
Monthly fee: $57

Military Kids Account

Base rate: 0.01%
Monthly fee: $2

Military Rewards Account

Base rate: 0.01%
Monthly fee: $11

Base rate: 0.10%
Bonus rate: 4.75%
Up to: 4.85%

Pension Access Account

Base rate: 2.00%
Monthly fee: $6

Recruit Salary Saver

Base rate: 2.00%
Monthly fee: $7

Published by Australian Military Bank under the Consumer Data Right, last changed by them on 18 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.

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