AMB Bank Product3 Year Fixed Rate Investment Home Loan
A Fixed Rate Investment Home Loan gives you the best of both worlds - peace of mind with the certainty of fixed rates, without being locked in for a long period of time.
At a glance
- Max LVR
- 95%
- Features
- extra repayments
Rates
Every rate AMB Bank Product publishes for this home loan, 2 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed | Investment, Interest only | 3 yrs fixed | ≤80% LVR | 6.69% | 7.04% | - |
| Fixed | Investment, P&I | 3 yrs fixed | ≤95% LVR | 6.69% | 7.04% | - |
Fees
19 fees published, grouped by when they're charged.
- When you take it out$450Processing fee
- While you hold itUp to $7502 fees, each listed below
- When you close it or pay it offNo fee published
When you take it out1
- Processing fee$450
While you hold it2
- Fixed Rate Lock fee$750 a month
- Paper statement fee (per statement)$2 every 3 months
When particular things happen16
- Archive retrieval fee
Per hour fee applies plus any expenses incurred
Up to $50 - Arrears notice fee
2nd and subsequent reminders by letter or phone
$20 - Audit Certificate Fee
Per audit certificate requested
$50 - Consent fee
For 2nd or subsequent mortgages or lease registration
$250 - Copies of statements (over 12 months) at branch or posted
per page
$5 - Copies of statements (under 12 months) posted
per page
$5 - Copies of statements (up to 12 months) at branch$2.50
- Default notice fee
Payable when a notice is issued regarding a default under the contract
$30 - Documentation re-issue fee$100
- Fixed Rate Prepayment Cost
Payable if you repay your fixed rate loan in full before the fixed interest rate period expires; or make partial prepayments greater than $10,000 in any year of the fixed rate period. The prepayment…
From $0 - Legal Fees
At cost
From $0 - Lenders Mortgage Insurance
At cost
From $0 - Mortgage discharge fee
+ 3rd party costs
$120 - Property valuation fee
At cost. Minimum is $250.00
From $250 - RateSaver Switch fee
+ 3rd party costs-To switch to a RateSaver Loan
$100 - Switch/variation fee - home & investment loans
+ 3rd party costs-To switch or vary home loans (other than switching to RateSaver)
$100
Features
- Split Loan
Eligibility and limits
- Minimum age 18
- Residency: Individuals must be citizens or permanent residents of Australia.
- Employment: Applicants must be currently employed or receiving a regular income. Self employed clients should contact the Bank prior to applying
- Available to individuals
- Amount $150,000 to $5,000,000
- Maximum LVR 95%
- the minimum loan term for home loans is 8 years.
- Maximum loan term is 30 years
- Rate lock available for fixed rate home loans (owner-occupied and investment) if requested prior to formal approval.
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Published by Australian Military Bank under the Consumer Data Right, last changed by them on 15 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.