LINE OF CREDIT

To cover our costs associated with establishing your loan. Waived for Freedom Package loans

Payable for managing your account. Waived for Freedom Package loans

Annual mortgage package fee entitles you to benefits such as discounts & fee waivers on your home loan or line of credit, transaction accounts, credit card etc. Shareholder of Auswide Bank

Direct charge fee is levied by the ATM owner. May be payable to the ATM owner when using your card to withdraw or check your balance at a non-Auswide Bank ATM network ATM.

Charges vary - Charged at Cost. May apply to reimburse us the costs associated with confirming compliance with any special conditions in your loan agreement, such as the charges from third parties to…

Unacertainable - Are costs reasonably incurred by us in providing the service and include such costs as legal costs, document custodian charges, titles office fees, and electronic processing fees.

Charged at Cost. May apply where we need to engage external solicitors to prepare the mortgage documents. Covers the cost of documentation preparation, Government charges etc.

Unascertainable - as quoted by Visa Global Customer Assistance Service.

Premium varies according to the amount borrowed and the valuation of the secured property/s - an estimate will be provided after the security valuation is received

Charged at Cost. Covers the cost of us arranging independent inspection on a property under construction or renovation.

Initial Valuation Fee included in Establishment Fee up to $300 (total per application). Initial Valuation Fee included in Package Fee up to $400 (total per application), subsequent Valuation Fees (eg…

Charged at Cost. Payable to cover the cost of us arranging an independent valuation report (which we may do at any time acting reasonably).

$AU cuurency $50 per transfer OR foreign currency $30 per transfer. Payable each time you request an electronic transmission of funds to an account at an overseas bank.

Payable when you use your card to pay for purchases or withdraw cash at overseas retail outlets or overseas ATM

Payable each time you request a high value, time critical payment from your account to another financial institution on a real time basis for same day payment

Payable each time you request a high value, time critical payment from your account to another financial institution on a real time basis for same day payment

Payable when you write a cheque and it is presented on your account

Plus 3% Currency Conversion Fee. Payable when you use your Visa Debit Card at any oversas ATM to withdraw from your account

Plus third party costs if applicable. Payable when we process your request to change or restructure your repayment

Plus any applicable break costs and third party costs if applicable. Payable when we process your request that varaies your product, security, interest rate or repayment type, unless switching to Pri…

Charged per month, if you fail to make a payment by the due date

Charged per rejection. Payable when you've arranged a direct debit payment or external payment to an account at another financial institution but there are insufficient clear funds in your account

Plus third party costs if applicable. Payable per mortgage when we process your request to release a security from your loan, including a partial release. Third party costs may also be payable

Payable when we process your request to increase the principal amount of your loan. Waived for Freedom Package loans

Payable on the first drawdown after settlement to cover the administration costs of progress payments for your construction or home renovation

Payable when we process the settlement of your loan. Waived for Freedom Package loans