Auswide Bank Ltd
Every product Auswide Bank Ltd publishes under the Consumer Data Right, with its rates set beside every other bank's. It last changed one on 2 Nov 2026.
- Deposits are covered by the government's Financial Claims Scheme up to $250,000 per account holder, one cap shared with MyState Bank under the same banking licence. Who shares a cap
- Australian credit licence and AFS licence 240896, held by Mystate Bank Limited; credit licence since 7 January 2011. Complaints it can't resolve go to the Australian Financial Complaints Authority (AFCA). ASIC register
28 products in 6 categories
Auswide Bank Ltd's rates today
Auswide Bank Ltd's best rate in each category, next to the best you'll find anywhere and the typical institution's best, as of 7 November 2026. Only products anyone can apply for are counted.
Where Auswide Bank Ltd sits among every institution's best
| Rate | Auswide Bank Ltd | Best anywhere | Typical institution |
|---|---|---|---|
| Savings accountBase plus any bonus, when its conditions are met | 4.50%NATIONAL SENIORS AUSTRALIA MONEY MANAGER ACCOUNT | 5.75%Defence Bank Limited's iSaver | 4.85%of 73 institutions |
| 12-month term depositBest rate for a 12-month term | 5.25%MATURITY TERM DEPOSIT | 5.75%Suncorp Bank's Term Deposit | 5.30%of 65 institutions |
| Credit card purchase rateOngoing purchase rate, not introductory offers | 9.74%LOW RATE VISA CREDIT CARD | 7.49%Unity Bank's Low Rate Visa Credit Card | 12.49%of 51 institutions |
| Business savings accountEach institution's best interest-paying business account, base plus any bonus | 0.01%BUSINESS ACCESS ACCOUNT | 5.40%Great Southern Bank Business+'s Business+ Saver | 0.55%of 34 institutions |
| Business loanLowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower | 7.39%BUSINESS TERM LOAN | 6.33%SCCU's BUSINESS LOAN | 7.89%of 47 institutions |
Auswide Bank Ltd home loan rates
Compare across banks3 products
Auswide Bank Ltd savings and transaction account rates
Compare across banks15 products
Its highest savings rate is 4.50%, on its NATIONAL SENIORS AUSTRALIA MONEY MANAGER ACCOUNT: 43rd highest of 84 institutions, level with 2 others.
- BONUS PLUS SAVER
- Base rate
- 0.01%
- Bonus rate
- 3.55%
- Up to
- 3.56%
- BUSINESS ACCESS ACCOUNT
- Base rate
- 0.01%
- Monthly fee
- $10
- CASH MANAGEMENT
- Base rate
- 0.00%
- Monthly fee
- $5
- CONTROLLED MONEY
- Base rate
- 3.25%
- ESTATE MANAGEMENT ACCOUNT
- Pricing
- Rates on application
- EVERYDAY ACCESS ACCOUNT
- Pricing
- Rates on application
- Monthly fee
- $5
- EVERYDAY BASIC ACCOUNT
- Base rate
- 0.00%
- EVERYDAY CLUB ACCOUNT
- Base rate
- 0.01%
- INSTANT ACCESS ACCOUNT
- Pricing
- Rates on application
- MORTGAGE OFFSET ACCOUNT
- Base rate
- 0.00%
- Monthly fee
- $10
- NATIONAL SENIORS AUSTRALIA MONEY MANAGER ACCOUNT
- Base rate
- 4.50%
- ONLINE SAVER
- Base rate
- 2.25%
- SELF-MANAGED SUPER FUND
- Base rate
- 4.00%
- WEALTH MANAGEMENT ACCOUNT
- Base rate
- 4.50%
- ZIGGY KIDS SAVER
- Base rate
- 0.01%
- Bonus rate
- 3.75%
- Up to
- 3.76%
Auswide Bank Ltd term deposit rates
Compare across banks4 products
Its highest 12-month term deposit rate is 5.25%, on its MATURITY TERM DEPOSIT: 43rd highest of 65 institutions, level with 3 others.
| Rate | Auswide Bank Ltd | Best anywhere | Typical institution |
|---|---|---|---|
| 3-month term depositBest rate for 3 months | 5.05%MATURITY TERM DEPOSIT | 5.30%Heartland Bank's Broker Term Deposit | 4.60%of 55 institutions |
| 6-month term depositBest rate for 6 months | 5.00%MATURITY TERM DEPOSIT | 5.47%Heartland Bank's Broker Term Deposit | 5.10%of 63 institutions |
| 12-month term depositBest rate for 12 months | 5.25%MATURITY TERM DEPOSIT | 5.75%Suncorp Bank's Term Deposit | 5.30%of 65 institutions |
| 2-year term depositBest rate for 2 years | 5.15%MATURITY TERM DEPOSIT | 5.60%Judo Bank's Personal Term Deposits | 4.90%of 55 institutions |
| 3-year term depositBest rate for 3 years | 4.25%12 MONTHLY INT TERM DEP | 5.60%Judo Bank's Personal Term Deposits | 4.25%of 44 institutions |
| 5-year term depositBest rate for 5 years | 3.25%MATURITY TERM DEPOSIT | 5.65%Judo Bank's Personal Term Deposits | 4.00%of 27 institutions |
Auswide Bank Ltd credit card rates
Compare across banks1 product
Its lowest credit card purchase rate is 9.74%, on its LOW RATE VISA CREDIT CARD: 3rd lowest of 51 card issuers.
Auswide Bank Ltd personal loan rates
Compare across banks2 products
Auswide Bank Ltd business loan rates
Compare across banks3 products
Its lowest advertised business loan rate is 7.39% fixed, on its BUSINESS TERM LOAN: 16th lowest of 49 lenders.
Every published rate Auswide Bank has changed.
Its published savings rates haven't moved since the RBA's 4 Nov 2026 rise.
Mon 2 Nov
Auswide Bank lifted 4 savings rates by 0.25 percentage points.
0.25- BONUS PLUS SAVER (2 rates)
- ZIGGY KIDS SAVER (2 rates)
Wed 28 Oct
Auswide Bank lifted 4 variable home loan rates by 0.05 to 0.10 percentage points.
0.05 to 0.10Auswide Bank lifted 18 term deposit rates by 0.05 to 0.10 percentage points.
0.05 to 0.10- NATIONAL SENIORS TERM DEPOSIT (2 rates)
- MATURITY TERM DEPOSIT (16 rates)
Fri 9 Oct
Auswide Bank lifted 13 variable home loan rates by 0.25 percentage points.
0.25- HOME LOAN PLUS (1 rate)
- BASIC HOME LOAN (12 rates)
Auswide Bank lifted 18 savings rates by 0.25 percentage points.
0.25- WEALTH MANAGEMENT ACCOUNT (1 rate)
- SELF-MANAGED SUPER FUND (7 rates)
- ONLINE SAVER (1 rate)
- CASH MANAGEMENT (6 rates)
- NATIONAL SENIORS AUSTRALIA MONEY MANAGER ACCOUNT (1 rate)
- BUSINESS ACCESS ACCOUNT (2 rates)
Wed 30 Sep
Auswide Bank lifted 54 term deposit rates by 0.75 to 1.35 percentage points.
0.75 to 1.35- NATIONAL SENIORS TERM DEPOSIT (6 rates)
- MATURITY TERM DEPOSIT (48 rates)
Published by Auswide Bank Ltd under the Consumer Data Right, last changed by them on 2 Nov 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.