Bank of China
Fixed Rate Home Loan (With Interest Only Repayment)
Fixed Rate Home Loan (With Interest Only Repayment)
Home loansBank updated 22 Sept 2026
At a glance
- Max LVR
- 90%
- Features
- redraw, extra repayments
§ 01 — Rates · 5
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed1 Year Fixed Rate | Owner occupied · Interest only | 1 yr fixed | — | 6.69% | 8.39% | — |
| Fixed2 Year Fixed Rate | Owner occupied · Interest only | 2 yrs fixed | — | 6.69% | 8.22% | — |
| Fixed3 Year Fixed Rate | Owner occupied · Interest only | 3 yrs fixed | — | 6.99% | 8.15% | — |
| Fixed4 Year Fixed Rate | Owner occupied · Interest only | 4 yrs fixed | — | 6.99% | 8.04% | — |
| Fixed5 Year Fixed Rate | Owner occupied · Interest only | 5 yrs fixed | — | 6.99% | 7.94% | — |
§ 02 — Fees · 1
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Annual Fee | Periodic | $190 | — | — |
§ 03 — Features
RedrawExtra repaymentsDigital banking
§ 04 — Eligibility & limits
- · Available to individuals
- · Amount $150,000 to no maximum
- · Maximum LVR 90%
§ 06 — Run the numbers
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Published by Bank of China under the Consumer Data Right, last changed by them on 22 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.