The Finance Algorithm

Live · as of todayRBA Cash Rate4.35%Held since May 26AUD/USD0.7045-1.05% dayASX 2008,765.3+0.38% dayFixed 3yr (avg)6.74%owner-occ, banksVariable (avg)6.80%owner-occ, discountedMedian Sydney$1.61M▼ 0.4% qtrMedian Melbourne$920k▼ 0.8% qtrSuper (Balanced, FY25-26)+9.4%median · SuperRatingsBTC/AUD$119,786-0.9% 24h10yr Gov Bond5.35%▼ 0.06Inflation (annual, Jun Q26)3.8%trimmed mean 3.9%Unemployment4.5%▲ 3-yr highRBA Cash Rate4.35%Held since May 26AUD/USD0.7045-1.05% dayASX 2008,765.3+0.38% dayFixed 3yr (avg)6.74%owner-occ, banksVariable (avg)6.80%owner-occ, discountedMedian Sydney$1.61M▼ 0.4% qtrMedian Melbourne$920k▼ 0.8% qtrSuper (Balanced, FY25-26)+9.4%median · SuperRatingsBTC/AUD$119,786-0.9% 24h10yr Gov Bond5.35%▼ 0.06Inflation (annual, Jun Q26)3.8%trimmed mean 3.9%Unemployment4.5%▲ 3-yr high

76 products · 4 categories · changed 23 Sept 2026

Bank of China.

Credit cards 5 Home loans 14 Term deposits 41 Savings & transaction accounts 16

Credit cards · 5Compare across banks →

Bank of China Global UnionPay Card

Purchase rate: 19.99%
Foreign transaction fee: 2.50%
Rewards: Rewards Points

Bank of China Great Wall International MasterCard Credit Card (Gold Card)

Purchase rate: 19.99%
Foreign transaction fee: 1.50%
Rewards: Rewards Points

Bank of China Great Wall International MasterCard Credit Card (Low Fee Card)

Purchase rate: 19.99%
Foreign transaction fee: 2.50%

Bank of China Great Wall International MasterCard Credit Card (Low rate Card)

Purchase rate: 19.99%
Foreign transaction fee: 2.50%
Rewards: Rewards Points

Bank of China Great Wall International MasterCard Credit Card (Student Card)

Purchase rate: 19.99%
Foreign transaction fee: 2.50%

Home loans · 14Compare across banks →

Discount Home Loan (with Interest Only Repayment)

Max LVR: 90%
Features: redraw, extra repayments

Discount Home Loan (With Principal and Interest Repayment)

Variable (owner occ. P&I): 5.93% · 6.13% comparison
Max LVR: 90%
Features: redraw, extra repayments

Discount Investment Home Loan (with Interest Only Repayment)

Max LVR: 90%
Features: redraw, extra repayments

Discount Investment Home Loan (With Principal and Interest Repayment)

Variable (investor P&I): 6.13%
Max LVR: 90%
Features: redraw, extra repayments

Discount Plus Home Loan (with Interest Only Repayment)

Max LVR: 90%
Features: offset, redraw, extra repayments

Discount Plus Home Loan (with Principal and Interest Repayment)

Variable (owner occ. P&I): 5.93% · 6.31% comparison
Max LVR: 90%
Features: offset, redraw, extra repayments

Discount Plus Investment Home Loan (with Interest Only Repayment)

Max LVR: 90%
Features: offset, redraw, extra repayments

Discount Plus Investment Home Loan (with Principal and Interest Repayment)

Variable (investor P&I): 6.13%
Max LVR: 90%
Features: offset, redraw, extra repayments

Fixed Rate Home Loan (With Interest Only Repayment)

Max LVR: 90%
Features: redraw, extra repayments

Fixed Rate Home Loan (With Principal and Interest Repayment)

Fixed: 1 yr 6.59% · 2 yrs 6.59% · 3 yrs 6.79% · 4 yrs 6.79% · 5 yrs 6.79%
Max LVR: 90%
Features: redraw, extra repayments

Fixed Rate Investment Home Loan (With Interest Only Repayment)

Max LVR: 90%
Features: redraw, extra repayments

Fixed Rate Investment Home Loan (With Principal and Interest Repayment)

Max LVR: 90%
Features: redraw, extra repayments

Standard Investment Variable Rate Home Loan

Variable (investor P&I): 8.70%
Max LVR: 90%
Features: redraw, extra repayments

Standard Variable Rate Home Loan

Variable (owner occ. P&I): 8.39% · 8.46% comparison
Max LVR: 90%
Features: redraw, extra repayments

Term deposits · 41Compare across banks →

Special Term Deposit AUD 12M

Min deposit: $5,000

Special Term Deposit AUD 3M

Min deposit: $5,000

Special Term Deposit AUD 6M

Min deposit: $5,000

Special Term Deposit CNY 12M

Min deposit: $100,000

Special Term Deposit CNY 3M

Min deposit: $100,000

Special Term Deposit CNY 6M

Min deposit: $100,000

Term Deposit AUD 10M

Min deposit: $1,000

Term Deposit AUD 11M

Min deposit: $1,000

Term Deposit AUD 12M

Min deposit: $1,000

Term Deposit AUD 15M

Min deposit: $1,000

Term Deposit AUD 18M

Min deposit: $1,000

Term Deposit AUD 1M

Min deposit: $1,000

Term Deposit AUD 2M

Min deposit: $1,000

Term Deposit AUD 2Y

Min deposit: $1,000

Term Deposit AUD 3M

Min deposit: $1,000

Term Deposit AUD 3Y

Min deposit: $1,000

Term Deposit AUD 4M

Min deposit: $1,000

Term Deposit AUD 4Y

Min deposit: $1,000

Term Deposit AUD 5M

Min deposit: $1,000

Term Deposit AUD 5Y

Min deposit: $1,000

Term Deposit AUD 6M

Min deposit: $1,000

Term Deposit AUD 7D

Min deposit: $30,000

Term Deposit AUD 7M

Min deposit: $1,000

Term Deposit AUD 8M

Min deposit: $1,000

Term Deposit AUD 9M

Min deposit: $1,000

Term Deposit CNY 12M

Min deposit: $50,000

Term Deposit CNY 3M

Min deposit: $50,000

Term Deposit CNY 6M

Min deposit: $50,000

Term Deposit HKD 12M

Min deposit: $5,000

Term Deposit HKD 1M

Min deposit: $5,000

Term Deposit HKD 2M

Min deposit: $5,000

Term Deposit HKD 3M

Min deposit: $5,000

Term Deposit HKD 6M

Min deposit: $5,000

Term Deposit HKD 7D

Min deposit: $100,000

Term Deposit USD 12M

Min deposit: $1,000

Term Deposit USD 1M

Min deposit: $1,000

Term Deposit USD 2M

Min deposit: $1,000

Term Deposit USD 3M

Min deposit: $1,000

Term Deposit USD 6M

Min deposit: $1,000

Term Deposit USD 7D

Min deposit: $30,000

Term Deposit XXX

Savings & transaction accounts · 16Compare across banks →

Basic Transaction Account

Current Account

Current Account Statement

Home Loan Offset Account

Online Saver Statement

Bonus rate: 3.25%
Up to: 3.25%

Overseas Student

Overseas Student Statement

PassbookSaving AUD

PassbookSaving AUD Statement

PassbookSaving CNY

PassbookSaving CNY Statement

PassbookSaving HKD

PassbookSaving HKD Statement

PassbookSaving USD

PassbookSaving USD Statement

Published by Bank of China under the Consumer Data Right, last changed by them on 23 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.

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