Discount Home Loan (with Interest Only Repayment)

Home loansBank updated 8 Oct 2026

At a glance

Max LVR: 90%
Features: redraw, extra repayments

Rates

Every rate Bank of China publishes for this home loan, 2 in all.

Type	Applies to	Term	Band	Rate	Comparison	Conditions
Variable	Owner occupied, Interest only	-	-	6.88%	7.08%	Minimum Loan Amount: $250,000, with LVR <= 80%.
Variable	Owner occupied, Interest only	-	-	7.94%	8.13%	Minimum Loan Amount: $250,000, with LVR > 80% and = 90%.

Fees

One fee published, grouped by when they're charged.

While you hold it1

Annual Fee
$190

Features

RedrawExtra repaymentsDigital banking

Eligibility and limits

Available to individuals
Amount from $250,000, no maximum
Maximum LVR 90%

Compare it with others

All home loans Other Bank of China home loans Everything Bank of China publishes

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Published by Bank of China under the Consumer Data Right, last changed by them on 8 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.