Bank of China
Discount Investment Home Loan (with Interest Only Repayment)
Discount Investment Home Loan (with Interest Only Repayment)
Home loansBank updated 1 July 2026
At a glance
- Max LVR
- 90%
- Features
- redraw, extra repayments
§ 01 — Rates · 2
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | Investment · Interest only | — | — | 6.13% | 6.33% | Minimum Loan Amount: $250,000, with LVR <= 80%. |
| Variable | Investment · Interest only | — | — | 8.00% | 8.19% | Minimum Loan Amount: $250,000, with LVR >= 80% and <= 90%. |
§ 02 — Fees · 1
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Annual Fee | Periodic | $190 | — | — |
§ 03 — Features
RedrawExtra repaymentsDigital banking
§ 04 — Eligibility & limits
- · Available to individuals
- · Amount $250,000 to no maximum
- · Maximum LVR 90%
§ 06 — Run the numbers
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Published by Bank of China under the Consumer Data Right, last changed by them on 1 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.