Bluestone Home LoansConstruction Home Loan
Construction Home Loan
Also sold at the same rates and fees as Connective Elevate and Mortgage Choice Amplify.
At a glance
- Max LVR
- 80%
- Annual fee
- $180
- Features
- offset, redraw, extra repayments
Rates
Every rate Bluestone Home Loans publishes for this home loan, 2 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableThe rate shown is the minimum interest rate available. The interest rate which applies will be determined by the lender using a number of factors, including the loan amount and purpose, LVR, borrower… | Interest only | - | - | 8.64% | 9.04% | This rate is for flexible income assessment. |
| VariableThe rate shown is the minimum interest rate available. The interest rate which applies will be determined by the lender using a number of factors, including the loan amount and purpose, LVR, borrower… | Interest only | - | - | 8.64% | 9.04% | This rate is for traditional income assessment. |
Fees
9 fees published, grouped by when they're charged.
- When you take it outUp to $1,9996 fees, each listed below
- While you hold it$15 a monthMonthly account keeping fee
- When you close it or pay it off$500Loan discharge fee
When you take it out6
- Company or Trust Assessment fee
Fee charged for loans that have either a Company or Trust as the borrower
$0 to $300 - Establishment fee$1,999
- Legal feeFrom $400
- Loan settlement fee$199
- Risk fee
The rate shown calculates the minimum risk fee applicable, which cannot exceed 1.50% of the principal loan amount (excluding other fees and charges). The applicability and amount of the risk fee is d…
1.25% of balance - Valuation fee
Covered up to $400
From $0
While you hold it1
- Monthly account keeping fee$15 a month
When particular things happen1
- Loan variation fee
These are fees for varying the terms of the loan agreement such as increasing the loan amount, extending the term and amending the security.
From $250
When you close it or pay it off1
- Loan discharge fee$500
Features
- We accept both traditional and alternative documentation for income verification
- Interest Only available for 2 to 5 years
- Available for both owner-occupier and investment purpose
Eligibility and limits
- Minimum age 18
- Residency: Australian or New Zealand citizens or permanent residents living in Australia
- Amount $100,000 to $3,000,000
- Maximum LVR 80%
- All applications are subject to credit assessment and eligibility criteria
- Maximum loan term 30 years
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Published by Bluestone Home Loans under the Consumer Data Right, last changed by them on 7 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.