Bluestone Home Loans
Every product Bluestone Home Loans publishes under the Consumer Data Right, with its rates set beside every other lender's. It last changed one on 8 Oct 2026.
- Australian credit licence 390183, held by Bluestone Servicing Pty Limited; credit licence since 6 January 2011. ASIC register
- A non-bank lender: it lends but takes no deposits, and publishes its products under the Consumer Data Right like the banks.
6 products in 2 categories
Bluestone Home Loans's rates today
Bluestone Home Loans's best rate in each category, next to the best you'll find anywhere and the typical institution's best, as of 28 October 2026. Only products anyone can apply for are counted.
Where Bluestone Home Loans sits among every institution's best
Lowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower. One dot per institution, at its lowest business loan rate anyone can apply for; hover or tap a dot for its name.
| Rate | Bluestone Home Loans | Best anywhere | Typical institution |
|---|---|---|---|
| Variable home loanOwner occupier, principal & interest, 80% LVR | 7.09%Residential Home Loan | 5.69%AAA Financial Corporation's Portfolio Loan | 6.36%of 102 institutions |
| Business loanLowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower | 7.99%Commercial Property Loan | 6.33%SCCU's BUSINESS LOAN | 7.89%of 47 institutions |
Bluestone Home Loans home loan repayments
Repayments at Bluestone Home Loans's lowest published rate for each loan type: owner occupier at 80% LVR unless marked investor, principal and interest, products open to anyone.
- VariableResidential Home Loan7.09%7.31% comparison$4,028a month
$850,133 in interest, $1,450,133 repaid in all
- Investor variableResidential Home Loan7.39%7.61% comparison$4,150a month
$894,067 in interest, $1,494,067 repaid in all
Principal and interest, monthly, as if the rate held for the whole term: a fixed rate reverts to a variable one when the fixed period ends. Fees, offsets and extra repayments aren't included; the repayment calculator handles those. Not Bluestone Home Loans's own calculator: confirm the rate with Bluestone Home Loans before you apply.
Bluestone Home Loans home loan rates
Compare across lenders4 products
Its lowest owner-occupier variable home loan rate (principal and interest, 80% LVR) is 7.09%, with a comparison rate of 7.31%, on its Residential Home Loan: 93rd lowest of 102 lenders.
- Construction Home Loan
- Max LVR
- 80%
- Annual fee
- $180
- Features
- offset, redraw, extra repayments
- Expat Home Loan
- Variable (investor P&I)
- 7.64%
- Max LVR
- 80%
- Annual fee
- $180
- Residential Home Loan
- Variable (owner occ. P&I)
- 7.09%, 7.31% comparison
- Variable (investor P&I)
- 7.39%
- Max LVR
- 90%
- SMSF Residential Loan
- Variable (investor P&I)
- 7.34%
- Max LVR
- 80%
- Annual fee
- $180
Bluestone Home Loans business loan rates
Compare across lenders2 products
Its lowest advertised business loan rate is 7.99% variable, with a comparison rate of 8.26%, on its Commercial Property Loan: 32nd lowest of 49 lenders.
Published by Bluestone Home Loans under the Consumer Data Right, last changed by them on 8 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.