SMSF Residential Loan

Also sold at the same rates and fees as Connective Elevate and Mortgage Choice Amplify.

Home loansLender updated 7 Oct 2026

At a glance

Variable (investor P&I): 7.34%
Max LVR: 80%
Annual fee: $180
Features: extra repayments

Rates

The one rate Bluestone Home Loans publishes for this home loan.

Type	Applies to	Term	Band	Rate	Comparison	Conditions
VariableThe rate shown is the minimum interest rate available. The interest rate which applies will be determined by the lender using a number of factors, including the loan amount and purpose, LVR, borrower…	Investment, P&I	-	-	7.34%	7.56%	-

Fees

7 fees published, grouped by when they're charged.

When you take it outUp to $8005 fees, each listed below
While you hold it$15 a monthMonthly account keeping fee
When you close it or pay it off$500Loan discharge fee

When you take it out5

Document vetting fee
$800
Establishment fee
$599
Legal fee
From $550
Loan settlement fee
$199
Valuation fee
Covered up to $400
From $0

While you hold it1

Monthly account keeping fee
$15 a month

When you close it or pay it off1

Loan discharge fee
$500

Features

Extra repayments

Interest Only available up to 5 years.

Eligibility and limits

Minimum age 18
Residency: Australian or New Zealand citizens or permanent residents living in Australia
Amount $100,000 to $1,500,000
Maximum LVR 80%
Investment purpose only
Borrower must be a SMSF with a corporate trustee and have a complying SMSF structure
All applications are subject to credit assessment and eligibility criteria
Maximum loan term 30 years

Compare it with others

All home loans Other Bluestone Home Loans home loans Everything Bluestone Home Loans publishes

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Published by Bluestone Home Loans under the Consumer Data Right, last changed by them on 7 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.