At a glance
- Variable (owner occ. P&I)
- 5.89% · 5.89% comparison
- Max LVR
- 80%
- Features
- offset, redraw, extra repayments
§ 01 — Rates · 3
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableVARIABLE RATE WITH MORTGAGE OFFSET ACCOUNT WITH LVR <= 60% | Owner occupied · P&I | — | ≤60% LVR | 5.89% | 5.89% | Existing cust; New accounts; New customer |
| VariableVARIABLE RATE WITH MORTGAGE OFFSET ACCOUNT WITH LVR > 60% TO <= 80% | Owner occupied · P&I | — | 60–80% LVR | 5.89% | 5.89% | Existing cust; New accounts; New customer |
| VariableVARIABLE RATE WITH MORTGAGE OFFSET ACCOUNT WITH LVR > 80% | Owner occupied · P&I | — | >80.01% LVR | 5.89% | 5.89% | Existing cust; New accounts; New customer |
§ 02 — Fees · 15
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Arrears Reminder Fee | Event | $5 | — | — |
| Final Notice of Demand | Event | $40 | — | — |
| Loan Renegotiation Fee | Event | $150 | — | — |
| Loan Switching Fee | Event | $200 | — | — |
| Manual Arrears Transfer Fee | Event | $5 | — | — |
| Bank's Solicitor Mtg Disch Fee | Transaction | $380 | — | — |
| Loan Redraw Fee | Transaction | No fee | — | — |
| Loan Redraw Fee | Transaction | $20 | — | — |
| Mortgage Discharge Fee | Transaction | $250 | — | — |
| Loan Estab Fee - Owner Builder | Upfront | $595 | — | — |
| Loan Establishment Fee | Upfront | $595 | — | — |
| Progress Draw Fee-Construction | Upfront | $95 | — | — |
| Property Search Fee | Upfront | $30 | — | — |
| Real Time Transfer/NPP Fee | Upfront | $20 | — | — |
| Scheduling Fee - Owner Builder | Upfront | $550 | — | — |
§ 03 — Features
Offset accountRedrawExtra repaymentsGuarantor optionInstant paymentsDigital banking
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Australia
- · Available to individuals
- · No information provided
§ 06 — Run the numbers
Put this product through a calculator
Published by Coastline Bank under the Consumer Data Right, last changed by them on 15 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.