At a glance
- Variable (owner occ. P&I)
- 6.14%6.14% comparison
- Max LVR
- 80%
- Features
- offset, redraw, extra repayments
Rates
Every rate Coastline publishes for this home loan, 3 in all.
Variable rate by LVR
Owner occupier, principal and interest, the lowest rate published for each band of the loan's share of the property's value
- ≤60%6.14%
- 60–80%6.14%
- >80.01%6.14%
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableVARIABLE RATE WITH MORTGAGE OFFSET ACCOUNT WITH LVR <= 60% | Owner occupied, P&I | - | ≤60% LVR | 6.14% | 6.14% | Existing cust; New accounts; New customer |
| VariableVARIABLE RATE WITH MORTGAGE OFFSET ACCOUNT WITH LVR > 60% TO <= 80% | Owner occupied, P&I | - | 60–80% LVR | 6.14% | 6.14% | Existing cust; New accounts; New customer |
| VariableVARIABLE RATE WITH MORTGAGE OFFSET ACCOUNT WITH LVR > 80% | Owner occupied, P&I | - | >80.01% LVR | 6.14% | 6.14% | Existing cust; New accounts; New customer |
Rate changes
3 changes logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 16 Oct 2026 | Variable, Owner occupied, P&I, ≤60% LVR | 5.89% | 6.14% | up 0.25 |
| 16 Oct 2026 | Variable, Owner occupied, P&I, 60–80% LVR | 5.89% | 6.14% | up 0.25 |
| 16 Oct 2026 | Variable, Owner occupied, P&I, >80.01% LVR | 5.89% | 6.14% | up 0.25 |
Each change is logged the night it appears in the rates Coastline Bank publishes. See how every lender answered the RBA on the rate tracker.
Fees
15 fees published, grouped by when they're charged.
When you take it out6
- Loan Estab Fee - Owner Builder$595
- Loan Establishment Fee$595
- Progress Draw Fee-Construction$95
- Property Search Fee$30
- Real Time Transfer/NPP Fee$20
- Scheduling Fee - Owner Builder$550
When you make a transaction4
- Bank's Solicitor Mtg Disch Fee$380
- Loan Redraw FeeNo fee
- Loan Redraw Fee$20
- Mortgage Discharge Fee$250
When particular things happen5
- Arrears Reminder Fee$5
- Final Notice of Demand$40
- Loan Renegotiation Fee$150
- Loan Switching Fee$200
- Manual Arrears Transfer Fee$5
Features
Offset accountRedrawExtra repaymentsGuarantor optionInstant paymentsDigital banking
Eligibility and limits
- Minimum age 18
- Residency: Australia
- Available to individuals
- No information provided
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Published by Coastline Bank under the Consumer Data Right, last changed by them on 15 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.