The Finance Algorithm

Live · as of todayRBA Cash Rate4.35%Held since May 26AUD/USD0.7045-1.05% dayASX 2008,765.3+0.38% dayFixed 3yr (avg)6.74%owner-occ, banksVariable (avg)6.80%owner-occ, discountedMedian Sydney$1.61M▼ 0.4% qtrMedian Melbourne$920k▼ 0.8% qtrSuper (Balanced, FY25-26)+9.4%median · SuperRatingsBTC/AUD$119,786-0.9% 24h10yr Gov Bond5.35%▼ 0.06Inflation (annual, Jun Q26)3.8%trimmed mean 3.9%Unemployment4.5%▲ 3-yr highRBA Cash Rate4.35%Held since May 26AUD/USD0.7045-1.05% dayASX 2008,765.3+0.38% dayFixed 3yr (avg)6.74%owner-occ, banksVariable (avg)6.80%owner-occ, discountedMedian Sydney$1.61M▼ 0.4% qtrMedian Melbourne$920k▼ 0.8% qtrSuper (Balanced, FY25-26)+9.4%median · SuperRatingsBTC/AUD$119,786-0.9% 24h10yr Gov Bond5.35%▼ 0.06Inflation (annual, Jun Q26)3.8%trimmed mean 3.9%Unemployment4.5%▲ 3-yr high

59 products · 7 categories · changed 23 Sept 2026

Coastline Bank.

Business loans 7 Credit cards 4 Overdrafts 9 Personal loans 6 Home loans 12 Term deposits 9 Savings & transaction accounts 12

Business loans · 7Compare across banks →

Business - General

Variable: 13.64%
Upfront fee: $105

Business Comm Mortgage

Variable: 11.01%
Upfront fee: $105

Business Interest Fixed

Fixed: 6.59%
Upfront fee: $105

Business Res Mortgage

Variable: 9.66%
Upfront fee: $1,245

Business SMSF Prop Int Only

Variable: 10.76%
Upfront fee: $30

Business SMSF Property Loan

Variable: 10.76%
Upfront fee: $30

Interest Only (Commercial)

Variable: 10.36%
Upfront fee: $1,250

Credit cards · 4Compare across banks →

Business Access Plus

Purchase rate: 14.05%
Cash advance: 14.05%
Interest-free days: 55

Visa Credit Card

Purchase rate: 9.99%
Cash advance: 9.99%
Interest-free days: 55

Visa Credit Card

Purchase rate: 9.99%
Cash advance: 9.99%
Interest-free days: 55

Visa Debit Card

Overdrafts · 9Compare across banks →

Business Access

Variable: 19.00%
Loan size: $500 to no maximum
Upfront fee: $85

Business Access Plus

Variable: 0.00%
Loan size: $500 to no maximum
Upfront fee: $85

Coastline Access

Variable: 19.00%
Loan size: $500 to no maximum
Upfront fee: $385

Community Support

Variable: 19.00%
Loan size: $500 to no maximum
Upfront fee: $385

Variable: 19.00%
Loan size: $500 to no maximum
Upfront fee: $385

Gold Benefits Savings

Variable: 15.00%
Loan size: $500 to no maximum
Upfront fee: $385

Home Equity Access

Variable: 8.31%
Loan size: $50,000 to no maximum
Upfront fee: $700

Home Equity Access

Variable: 8.31%
Loan size: $50,000 to no maximum
Upfront fee: $700

Variable: 14.00%
Loan size: $2,000 to $50,000
Upfront fee: $385

Personal loans · 6Compare across banks →

Fixed Rate Car Loan

Variable: 10.00% · 10.44% comparison
Loan size: $10,000 to no maximum
Upfront fee: $375

FTD Secured Personal Loan

Variable: 7.50% · 7.93% comparison
Loan size: $500 to no maximum
Upfront fee: $375

Personal Car Loan

Variable: 8.50% · 8.93% comparison
Loan size: $10,000 to no maximum
Upfront fee: $375

Secured Personal Loan

Variable: 7.50% · 9.03% comparison
Loan size: $500 to no maximum
Upfront fee: $405

Staff Personal Loan

Variable: 6.90%
Loan size: $500 to no maximum
Upfront fee: $405

Unsecured Personal Loan

Variable: 13.00% · 15.15% comparison
Loan size: $500 to no maximum
Upfront fee: $375

Home loans · 12Compare across banks →

Classic Home Loan

Variable (owner occ. P&I): 6.14% · 6.29% comparison
Max LVR: 95%
Annual fee: $96

First Home Buyer Loan

Variable (owner occ. P&I): 5.89% · 5.89% comparison
Max LVR: 80%
Features: offset, redraw, extra repayments

Fixed Rate Home Loan

Fixed: 1 yr 6.24% · 2 yrs 6.29% · 3 yrs 6.34%
Max LVR: 95%
Annual fee: $96

Fixed Rate Investment Loan

Max LVR: 95%
Annual fee: $96
Features: redraw, extra repayments

Interest Only (Investment)

Max LVR: 90%
Features: redraw, extra repayments

Interest Only (Owner Occupied)

Max LVR: 90%
Features: redraw, extra repayments

Investment Essentials

Variable (investor P&I): 6.14%
Max LVR: 95%
Annual fee: $96

Investment Options

Variable (investor P&I): 8.61%
Max LVR: 95%
Annual fee: $96

Investment Variable

Variable (investor P&I): 9.61%
Max LVR: 95%
Features: redraw, extra repayments

Options Home Loan

Max LVR: 95%
Annual fee: $96
Features: redraw, extra repayments

Staff Housing Loan

Variable (owner occ. P&I): 5.69% · 5.49% comparison
Max LVR: 95%
Features: offset, redraw, extra repayments

Variable Housing

Variable (owner occ. P&I): 9.21% · 9.21% comparison
Max LVR: 95%
Features: redraw, extra repayments

Term deposits · 9Compare across banks →

I20 Term Deposit 3 Mths

Best rate: 4.50% for 3m
Min deposit: $5,000

I21 Term Deposit 6 Mths

Best rate: 5.00% for 6m
Min deposit: $5,000

I22 Term Deposit 12 Mths

Best rate: 5.15% for 12m
12 months: 5.15%
Min deposit: $5,000

I23 Term Deposit 24 Mths

Best rate: 4.90% for 24m
Min deposit: $5,000

I40 Cubs Term Deposit

Best rate: 4.20% for 3m
Min deposit: $500

I41 Kickstart Term Deposit

Best rate: 4.20% for 3m
Min deposit: $500

I50 Gold Mbr Ftd 6 Mths

Best rate: 5.10% for 6m
Min deposit: $5,000

I51 Gold Mbr Ftd 12 Mths

Best rate: 5.25% for 12m
12 months: 5.25%
Min deposit: $5,000

I52 Gold Mbr Ftd 24 Mths

Best rate: 5.00% for 24m
Min deposit: $5,000

Savings & transaction accounts · 12Compare across banks →

Bonus Reward Saver

Base rate: 0.40%
Monthly fee: $6

Pricing: Rates on application

Budget Wise Account

Base rate: 0.00%

Business Access

Monthly fee: $10

Base rate: 1.95%

Coastline Access

Coastline Savings Account

Base rate: 0.00%

Community Support

Cubs Access Account

Base rate: 0.10%

Gold Benefits Savings

Base rate: 0.50%

Kickstart Access Account

Base rate: 0.10%

Mortgage Loan Offset

Base rate: 0.00%

Published by Coastline Bank under the Consumer Data Right, last changed by them on 23 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.

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