At a glance
- Variable (owner occ. P&I)
- 5.94%6.01% comparison
- Max LVR
- 95%
- Features
- offset, redraw, extra repayments
Rates
The one rate Coastline publishes for this home loan.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | Owner occupied, P&I | - | - | 5.94% | 6.01% | Existing cust; Min deposits; New accounts; New customer |
Rate changes
One change logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 16 Oct 2026 | Variable, Owner occupied, P&I | 5.69% | 5.94% | up 0.25 |
Each change is logged the night it appears in the rates Coastline Bank publishes. See how every lender answered the RBA on the rate tracker.
Fees
14 fees published, grouped by when they're charged.
When you take it out7
- Loan Establishment Fee$595
- Loan Renegotiation Fee$150
- PPSR Security Interest Fee$50
- Progress Draw Fee-Construction$95
- Property Search Fee$30
- Real Time Transfer/NPP Fee$20
- Settlement Disbursement Fee$5
When you make a transaction4
- CU Solicitor Mtg Discharge Fee$380
- Loan Redraw FeeNo fee
- Loan Redraw Fee$20
- Mortgage Discharge Fee$250
When particular things happen3
- Arrears Reminder Fee$5
- Final Notice of Demand$40
- Manual Arrears Transfer Fee$5
Features
Offset accountRedrawExtra repaymentsGuarantor optionInstant paymentsDigital banking
Eligibility and limits
- Minimum age 18
- Residency: Australia
- Available to individuals
- Staff only
- Maximum LVR 95%
Compare it with others
Put this product through a calculator
Published by Coastline Bank under the Consumer Data Right, last changed by them on 15 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.