The Finance Algorithm
Coastline

Staff Housing Loan

Staff Housing Loan

Home loansBank updated 15 July 2026
At a glance
Variable (owner occ. P&I)
5.69% · 5.49% comparison
Max LVR
95%
Features
offset, redraw, extra repayments
§ 01 — Rates · 1
TypeApplies toTermBandRateComparisonConditions
VariableOwner occupied · P&Iup to null5.69%5.49%Existing cust; Min deposits; New accounts; New customer
§ 02 — Fees · 14
FeeTypeAmountWhenNotes
Arrears Reminder FeeEvent$5
Final Notice of DemandEvent$40
Manual Arrears Transfer FeeEvent$5
CU Solicitor Mtg Discharge FeeTransaction$380
Loan Redraw FeeTransactionNo fee
Loan Redraw FeeTransaction$20
Mortgage Discharge FeeTransaction$250
Loan Establishment FeeUpfront$595
Loan Renegotiation FeeUpfront$150
PPSR Security Interest FeeUpfront$50
Progress Draw Fee-ConstructionUpfront$95
Property Search FeeUpfront$30
Real Time Transfer/NPP FeeUpfront$20
Settlement Disbursement FeeUpfront$5
§ 03 — Features
Offset accountRedrawExtra repaymentsGuarantor optionInstant paymentsDigital banking
§ 04 — Eligibility & limits
  • · Minimum age 18
  • · Residency: Australia
  • · Available to individuals
  • · Staff only
  • · Maximum LVR 95%

Published by Coastline Bank under the Consumer Data Right, last changed by them on 15 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.