At a glance
- Max LVR
- 95%
- Annual fee
- $96
- Features
- redraw, extra repayments
Rates
Every rate Coastline publishes for this home loan, 9 in all.
Variable and fixed, at 80% LVR
Investment, principal and interest, the lowest rate for each
- 1 yr fixed6.49%
- 2 yrs fixed6.54%
- 3 yrs fixed6.59%
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed1 YEAR FIXED RATE WITH LVR <= 60% | Investment, P&I | 1 yr fixed | ≤60% LVR | 6.45% | 6.64% | Existing cust; Min deposits; New accounts; New customer |
| Fixed1 YEAR FIXED RATE WITH LVR > 60% TO <= 80% | Investment, P&I | 1 yr fixed | 60–80% LVR | 6.49% | 6.65% | Existing cust; Min deposits; New accounts; New customer |
| Fixed1 YEAR FIXED RATE WITH LVR > 80% | Investment, P&I | 1 yr fixed | >80.01% LVR | 6.74% | 6.67% | Existing cust; Min deposits; New accounts; New customer |
| Fixed2 YEAR FIXED RATE WITH LVR <= 60% | Investment, P&I | 2 yrs fixed | ≤60% LVR | 6.54% | 6.66% | Existing cust; Min deposits; New accounts; New customer |
| Fixed2 YEAR FIXED RATE WITH LVR > 60% TO <= 80% | Investment, P&I | 2 yrs fixed | 60–80% LVR | 6.54% | 6.66% | Existing cust; Min deposits; New accounts; New customer |
| Fixed2 YEAR FIXED RATE WITH LVR > 80% | Investment, P&I | 2 yrs fixed | >80.01% LVR | 6.79% | 6.71% | Existing cust; Min deposits; New accounts; New customer |
| Fixed3 YEAR FIXED RATE WITH LVR <= 60% | Investment, P&I | 3 yrs fixed | ≤60% LVR | 6.59% | 6.68% | Existing cust; Min deposits; New accounts; New customer |
| Fixed3 YEAR FIXED RATE WITH LVR > 60% TO <= 80% | Investment, P&I | 3 yrs fixed | 60–80% LVR | 6.59% | 6.68% | Existing cust; Min deposits; New accounts; New customer |
| Fixed3 YEAR FIXED RATE WITH LVR > 80% | Investment, P&I | 3 yrs fixed | >80.01% LVR | 6.84% | 6.75% | Existing cust; Min deposits; New accounts; New customer |
Rate changes
9 changes logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 16 Oct 2026 | Fixed, Investment, P&I, 1 yr fixed, ≤60% LVR | 6.24% | 6.45% | up 0.21 |
| 16 Oct 2026 | Fixed, Investment, P&I, 1 yr fixed, 60–80% LVR | 6.24% | 6.49% | up 0.25 |
| 16 Oct 2026 | Fixed, Investment, P&I, 1 yr fixed, >80.01% LVR | 6.49% | 6.74% | up 0.25 |
| 16 Oct 2026 | Fixed, Investment, P&I, 2 yrs fixed, ≤60% LVR | 6.29% | 6.54% | up 0.25 |
| 16 Oct 2026 | Fixed, Investment, P&I, 2 yrs fixed, 60–80% LVR | 6.29% | 6.54% | up 0.25 |
| 16 Oct 2026 | Fixed, Investment, P&I, 2 yrs fixed, >80.01% LVR | 6.54% | 6.79% | up 0.25 |
| 16 Oct 2026 | Fixed, Investment, P&I, 3 yrs fixed, ≤60% LVR | 6.34% | 6.59% | up 0.25 |
| 16 Oct 2026 | Fixed, Investment, P&I, 3 yrs fixed, 60–80% LVR | 6.34% | 6.59% | up 0.25 |
| 16 Oct 2026 | Fixed, Investment, P&I, 3 yrs fixed, >80.01% LVR | 6.59% | 6.84% | up 0.25 |
Each change is logged the night it appears in the rates Coastline Bank publishes. See how every lender answered the RBA on the rate tracker.
Fees
18 fees published, grouped by when they're charged.
- When you take it outUp to $5959 fees, each listed below
- While you hold it$8 a monthLoan Administration Fee
- When you close it or pay it offNo fee published
When you take it out9
- Loan Estab Fee - Owner Builder$595
- Loan Establishment Fee$595
- Loan Renegotiation Fee$150
- PPSR Security Interest Fee$50
- Progress Draw Fee-Construction$95
- Property Search Fee$30
- Real Time Transfer/NPP Fee$20
- Scheduling Fee - Owner Builder$550
- Settlement Disbursement Fee$5
While you hold it1
- Loan Administration Fee$8 a month
When you make a transaction4
- CU Solicitor Mtg Discharge Fee$380
- Loan Redraw FeeNo fee
- Loan Redraw Fee$20
- Mortgage Discharge Fee$250
When particular things happen4
- Final Notice of Demand$40
- Loan Refixing Fee$150
- Loan Switching Fee$150
- Manual Arrears Transfer Fee$5
Features
RedrawExtra repaymentsGuarantor optionInstant paymentsDigital banking
Eligibility and limits
- Minimum age 18
- Residency: Australia
- Available to individuals
- Maximum LVR 95%
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Published by Coastline Bank under the Consumer Data Right, last changed by them on 15 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.