The Finance Algorithm
Coastline

Interest Only (Investment)

Interest Only (Investment)

Home loansBank updated 15 July 2026
At a glance
Max LVR
90%
Features
redraw, extra repayments
§ 01 — Rates · 3
TypeApplies toTermBandRateComparisonConditions
VariableVARIABLE INTEREST ONLY RATE WITH LVR <= 60%Investment · Interest only≤60% LVR6.24%6.31%Existing cust; Min deposits; New accounts; New customer
VariableVARIABLE INTEREST ONLY RATE WITH LVR > 60% TO <= 80%Investment · Interest only60–80% LVR6.24%6.31%Existing cust; Min deposits; New accounts; New customer
VariableVARIABLE INTEREST ONLY RATE WITH LVR > 80%Investment · Interest only>80.01% LVR6.79%6.86%Existing cust; Min deposits; New accounts; New customer
§ 02 — Fees · 17
FeeTypeAmountWhenNotes
Arrears Reminder FeeEvent$5
Final Notice of DemandEvent$40
Loan Renegotiation FeeEvent$75
Loan Switching FeeEvent$200
Manual Arrears Transfer FeeEvent$5
CU Solicitor Mtg Discharge FeeTransaction$380
Loan Redraw FeeTransactionNo fee
Loan Redraw FeeTransaction$20
Mortgage Discharge FeeTransaction$250
Loan Estab Fee - Owner BuilderUpfront$595
Loan Establishment FeeUpfront$595
PPSR Security Interest FeeUpfront$50
Progress Draw Fee-ConstructionUpfront$95
Property Search FeeUpfront$30
Real Time Transfer/NPP FeeUpfront$20
Scheduling Fee - Owner BuilderUpfront$550
Settlement Disbursement FeeUpfront$5
§ 03 — Features
RedrawExtra repaymentsGuarantor optionInstant paymentsDigital banking
§ 04 — Eligibility & limits
  • · Minimum age 18
  • · Residency: Australia
  • · Available to individuals
  • · Maximum LVR 90%

Published by Coastline Bank under the Consumer Data Right, last changed by them on 15 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.