At a glance
- Features
- extra repayments
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed | Investment · Interest only | 1 yr fixed | — | 8.49% | 8.31% | — |
§ 02 — Fees · 10
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| LOAN_ARREARS_LETTER_FEE | Periodic | $12.50 | — | Charged once a loan has gone into arrears and letters are issue to customers |
| MORTGAGE_RELEASE_FEE_-_SOLICITOR | Transaction | $200 | — | Solicitor Mortgage Release charge |
| MORTGAGE_RELEASE_FEE | Transaction | $150 | — | Mortgage Release fee charged per mortgage on realease by WCU |
| CITEC_CHECK_TITLE_SEARCH | Upfront | $26.20 | — | Payable on funding of a new loan |
| CITEC_TITLE_SEARCH | Upfront | $25.63 | — | Payable for each Title Search ordered |
| ESTABLISHMENT_FEE | Upfront | $600 | — | Payable on funding of a new loan - price confirmed on application |
| IN_HOUSE_SEARCH_FEE | Upfront | $33 | — | Payable on funding a new loan when requesting a title search |
| REGISTRATION_FEES_-_MORTGAGE | Upfront | $192 | — | Payalbe on registration of a new mortgage |
| REGISTRATION_FEES_-_RELEASE | Upfront | $192 | — | Payable on registration of a Release of Mortgage |
| REGISTRATION_FEES_-_TRANSFER | Upfront | $192 | — | Payable for registration of a transfer for purchase price up to $180,000. If above-price confirmed on application |
§ 03 — Features
Extra repaymentsDigital banking
- · No monthly Loan Service Fee
- · Split Loan
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Individuals must be citizens or permanant residents of Australia
- · Minimum balance $10,000
- · Member of the Warwick Credit Union
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by Darling Downs Bank under the Consumer Data Right, last changed by them on 15 May 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.