The Finance Algorithm

Live · as of todayRBA Cash Rate4.35%Held since May 26AUD/USD0.7045-1.05% dayASX 2008,765.3+0.38% dayFixed 3yr (avg)6.74%owner-occ, banksVariable (avg)6.80%owner-occ, discountedMedian Sydney$1.61M▼ 0.4% qtrMedian Melbourne$920k▼ 0.8% qtrSuper (Balanced, FY25-26)+9.4%median · SuperRatingsBTC/AUD$119,786-0.9% 24h10yr Gov Bond5.35%▼ 0.06Inflation (annual, Jun Q26)3.8%trimmed mean 3.9%Unemployment4.5%▲ 3-yr highRBA Cash Rate4.35%Held since May 26AUD/USD0.7045-1.05% dayASX 2008,765.3+0.38% dayFixed 3yr (avg)6.74%owner-occ, banksVariable (avg)6.80%owner-occ, discountedMedian Sydney$1.61M▼ 0.4% qtrMedian Melbourne$920k▼ 0.8% qtrSuper (Balanced, FY25-26)+9.4%median · SuperRatingsBTC/AUD$119,786-0.9% 24h10yr Gov Bond5.35%▼ 0.06Inflation (annual, Jun Q26)3.8%trimmed mean 3.9%Unemployment4.5%▲ 3-yr high

152 products · 6 categories · changed 17 Sept 2026

Darling Downs Bank.

Business loans 30 Overdrafts 1 Personal loans 9 Home loans 45 Term deposits 56 Savings & transaction accounts 11

Business loans · 30Compare across banks →

Variable: 7.95%
Upfront fee: $2,189.83

Variable: 7.95%
Upfront fee: $2,189.83

COMMERCIAL LOANS

Fixed: 8.25%
Variable: 7.95%
Upfront fee: $2,189.83

COMMERCIAL LOANS

Fixed: 8.70%
Variable: 7.95%
Upfront fee: $2,189.83

COMMERCIAL LOANS

Fixed: 7.95%
Variable: 7.95%
Upfront fee: $2,189.83

COMMERCIAL LOANS

Fixed: 8.40%
Variable: 7.95%
Upfront fee: $2,189.83

COMMERCIAL LOANS

Variable: 7.95%
Upfront fee: $2,189.83

COMMERCIAL LOANS

Variable: 7.95%
Upfront fee: $2,189.83

COMMERCIAL LOANS

Variable: 7.95%
Upfront fee: $2,189.83

COMMERCIAL LOANS

Fixed: 8.25%
Variable: 7.95%

COMMERCIAL LOANS

Fixed: 8.70%
Variable: 7.95%
Upfront fee: $1,727.83

COMMERCIAL LOANS

Fixed: 7.95%
Variable: 7.95%
Upfront fee: $2,189.83

COMMERCIAL LOANS

Fixed: 8.40%
Variable: 7.95%
Upfront fee: $2,189.83

COMMERCIAL LOANS

Variable: 7.95%
Upfront fee: $2,189.83

COMMERCIAL LOANS

Variable: 7.95%

COMMERCIAL LOANS

Variable: 7.95%
Upfront fee: $2,189.83

COMMERCIAL LOANS

Fixed: 8.25%
Variable: 7.95%
Upfront fee: $2,189.83

COMMERCIAL LOANS

Fixed: 8.70%
Variable: 7.95%
Upfront fee: $2,189.83

COMMERCIAL LOANS

Fixed: 7.95%
Variable: 7.95%
Upfront fee: $2,189.83

COMMERCIAL LOANS

Fixed: 8.40%
Variable: 7.95%
Upfront fee: $2,189.83

COMMERCIAL LOANS

Variable: 7.95%
Upfront fee: $2,189.83

COMMERCIAL LOANS

Variable: 7.95%
Upfront fee: $2,189.83

COMMERCIAL LOANS

Variable: 7.95%
Upfront fee: $2,189.83

COMMERCIAL LOANS

Fixed: 8.25%
Variable: 7.95%
Upfront fee: $2,189.83

COMMERCIAL LOANS

Fixed: 8.70%
Variable: 7.95%
Upfront fee: $2,189.83

COMMERCIAL LOANS

Fixed: 7.95%
Variable: 7.95%
Upfront fee: $2,189.83

COMMERCIAL LOANS

Fixed: 8.40%
Variable: 7.95%

COMMERCIAL LOANS

Variable: 7.95%
Upfront fee: $2,189.83

COMMERCIAL LOANS

Variable: 7.95%
Upfront fee: $2,189.83

COMMERCIAL LOANS

Variable: 7.95%
Upfront fee: $2,189.83

Overdrafts · 1Compare across banks →

Variable: 10.80%
Loan size: $20,000 to $150,000
Upfront fee: $1,087.63

Personal loans · 9Compare across banks →

Fixed: 11.50% · 12.67% comparison
Variable: 13.50%
Loan size: $4,000 to $50,000

Variable: 13.50% · 14.41% comparison
Loan size: $4,000 to $50,000
Upfront fee: $150

Fixed: 11.50% · 12.67% comparison
Variable: 13.50%
Loan size: $4,000 to $50,000

Variable: 13.50% · 14.41% comparison
Loan size: $4,000 to $50,000
Upfront fee: $150

Fixed: 8.24% · 9.17% comparison
Variable: 8.46%
Loan size: $5,000 to $50,000

Variable: 8.46% · 9.39% comparison
Loan size: $5,000 to $50,000
Upfront fee: $150

Fixed: 8.24% · 9.17% comparison
Variable: 8.46%
Loan size: $5,000 to $50,000

Variable: 8.46% · 9.39% comparison
Loan size: $5,000 to $50,000
Upfront fee: $150

Variable: 11.10% · 14.66% comparison

Home loans · 45Compare across banks →

CLASSIC HOME LOAN

Features: extra repayments

CLASSIC HOME LOAN

Features: offset, extra repayments

CLASSIC HOME LOAN

Features: extra repayments

CLASSIC HOME LOAN

Features: offset, redraw, extra repayments

CLASSIC HOME LOAN

Features: offset, redraw, extra repayments

CLASSIC HOME LOAN

Variable (investor P&I): 8.20%
Features: offset, redraw, extra repayments

CLASSIC HOME LOAN

Features: extra repayments

CLASSIC HOME LOAN

Features: extra repayments

CLASSIC HOME LOAN

Fixed: 2 yrs 8.04%
Features: extra repayments

CLASSIC HOME LOAN

Fixed: 1 yr 7.99%
Features: extra repayments

CLASSIC HOME LOAN

Features: offset, redraw, extra repayments

CLASSIC HOME LOAN

Features: offset, redraw, extra repayments

CLASSIC HOME LOAN

Features: extra repayments

CLASSIC HOME LOAN

Variable (owner occ. P&I): 8.15% · 8.23% comparison
Features: offset, redraw, extra repayments

ESSENTIAL HOME LOAN

Features: redraw, extra repayments

ESSENTIAL HOME LOAN

Features: redraw, extra repayments

ESSENTIAL HOME LOAN

Variable (owner occ. P&I): 6.39% · 6.56% comparison
Features: redraw, extra repayments

PACKAGE HOME LOANS

Features: extra repayments

PACKAGE HOME LOANS

Features: extra repayments

PACKAGE HOME LOANS

Features: extra repayments

PACKAGE HOME LOANS

Features: extra repayments

PACKAGE HOME LOANS

Features: offset, redraw, extra repayments

PACKAGE HOME LOANS

Features: offset, redraw, extra repayments

PACKAGE HOME LOANS

Variable (investor P&I): 6.79%
Features: offset, redraw, extra repayments

PACKAGE HOME LOANS

Features: extra repayments

PACKAGE HOME LOANS

Features: extra repayments

PACKAGE HOME LOANS

Fixed: 1 yr 6.49%
Features: extra repayments

PACKAGE HOME LOANS

Fixed: 2 yrs 6.54%
Features: extra repayments

PACKAGE HOME LOANS

Features: offset, redraw, extra repayments

PACKAGE HOME LOANS

Features: offset, redraw, extra repayments

PACKAGE HOME LOANS

Variable (owner occ. P&I): 6.74% · 7.15% comparison
Features: offset, redraw, extra repayments

RURAL LIFESTYLE LOAN

Features: extra repayments

RURAL LIFESTYLE LOAN

Features: extra repayments

RURAL LIFESTYLE LOAN

Features: extra repayments

RURAL LIFESTYLE LOAN

Features: extra repayments

RURAL LIFESTYLE LOAN

Features: offset, redraw, extra repayments

RURAL LIFESTYLE LOAN

Features: offset, redraw, extra repayments

RURAL LIFESTYLE LOAN

Variable (investor P&I): 8.25%
Features: offset, redraw, extra repayments

RURAL LIFESTYLE LOAN

Features: extra repayments

RURAL LIFESTYLE LOAN

Features: extra repayments

RURAL LIFESTYLE LOAN

Fixed: 1 yr 8.24%
Features: extra repayments

RURAL LIFESTYLE LOAN

Features: extra repayments

RURAL LIFESTYLE LOAN

Features: offset, redraw, extra repayments

RURAL LIFESTYLE LOAN

Features: redraw, extra repayments

RURAL LIFESTYLE LOAN

Variable (owner occ. P&I): 8.10% · 8.17% comparison
Features: redraw, extra repayments

Term deposits · 56Compare across banks →

FIXED TERM DEPOSITS

Best rate: 4.00% for 10m
Min deposit: $200,000

FIXED TERM DEPOSITS

Best rate: 2.35% for 10m
Min deposit: $500

FIXED TERM DEPOSITS

Best rate: 4.00% for 10m
Min deposit: $5,000

FIXED TERM DEPOSITS

Best rate: 3.60% for 10m
Min deposit: $5,000

FIXED TERM DEPOSITS

Best rate: 3.95% for 11m
Min deposit: $200,000

FIXED TERM DEPOSITS

Best rate: 2.35% for 11m
Min deposit: $500

FIXED TERM DEPOSITS

Best rate: 3.95% for 11m
Min deposit: $50,000

FIXED TERM DEPOSITS

Best rate: 3.80% for 11m
Min deposit: $5,000

FIXED TERM DEPOSITS

Best rate: 5.20% for 12m
12 months: 5.20%
Min deposit: $200,000

FIXED TERM DEPOSITS

Best rate: 2.75% for 12m
12 months: 2.75%
Min deposit: $500

FIXED TERM DEPOSITS

Best rate: 4.85% for 12m
12 months: 4.85%
Min deposit: $50,000

FIXED TERM DEPOSITS

Best rate: 4.75% for 12m
12 months: 4.75%
Min deposit: $5,000

FIXED TERM DEPOSITS

Best rate: 4.40% for 18m
Min deposit: $200,000

FIXED TERM DEPOSITS

Best rate: 2.60% for 18m
Min deposit: $500

FIXED TERM DEPOSITS

Best rate: 4.40% for 18m
Min deposit: $50,000

FIXED TERM DEPOSITS

Best rate: 4.20% for 18m
Min deposit: $5,000

FIXED TERM DEPOSITS

Best rate: 1.25% for 1m
Min deposit: $500

FIXED TERM DEPOSITS

Best rate: 1.25% for 1m
Min deposit: $5,000

FIXED TERM DEPOSITS

Best rate: 4.20% for 24m
Min deposit: $200,000

FIXED TERM DEPOSITS

Best rate: 4.20% for 24m
Min deposit: $50,000

FIXED TERM DEPOSITS

Best rate: 4.25% for 24m
Min deposit: $5,000

FIXED TERM DEPOSITS

Best rate: 2.05% for 24m
Min deposit: $500

FIXED TERM DEPOSITS

Best rate: 1.75% for 2m
Min deposit: $200,000

FIXED TERM DEPOSITS

Best rate: 1.25% for 2m
Min deposit: $500

FIXED TERM DEPOSITS

Best rate: 1.60% for 2m
Min deposit: $50,000

FIXED TERM DEPOSITS

Best rate: 1.45% for 2m
Min deposit: $5,000

FIXED TERM DEPOSITS

Best rate: 4.20% for 3m
Min deposit: $200,000

FIXED TERM DEPOSITS

Best rate: 2.40% for 3m
Min deposit: $500

FIXED TERM DEPOSITS

Best rate: 4.05% for 3m
Min deposit: $50,000

FIXED TERM DEPOSITS

Best rate: 3.65% for 3m
Min deposit: $5,000

FIXED TERM DEPOSITS

Best rate: 3.60% for 4m
Min deposit: $200,000

FIXED TERM DEPOSITS

Best rate: 2.40% for 4m
Min deposit: $500

FIXED TERM DEPOSITS

Best rate: 3.60% for 4m
Min deposit: $50,000

FIXED TERM DEPOSITS

Best rate: 3.50% for 4m
Min deposit: $5,000

FIXED TERM DEPOSITS

Best rate: 3.60% for 5m
Min deposit: $200,000

FIXED TERM DEPOSITS

Best rate: 2.40% for 5m
Min deposit: $500

FIXED TERM DEPOSITS

Best rate: 3.60% for 5m
Min deposit: $50,000

FIXED TERM DEPOSITS

Best rate: 3.50% for 5m
Min deposit: $5,000

FIXED TERM DEPOSITS

Best rate: 5.10% for 6m
Min deposit: $200,000

FIXED TERM DEPOSITS

Best rate: 2.90% for 6m
Min deposit: $500

FIXED TERM DEPOSITS

Best rate: 5.10% for 6m
Min deposit: $50,000

FIXED TERM DEPOSITS

Best rate: 5.00% for 6m
Min deposit: $5,000

FIXED TERM DEPOSITS

Best rate: 3.65% for 7m
Min deposit: $200,000

FIXED TERM DEPOSITS

Best rate: 2.35% for 7m
Min deposit: $500

FIXED TERM DEPOSITS

Best rate: 3.65% for 7m
Min deposit: $50,000

FIXED TERM DEPOSITS

Best rate: 3.50% for 7m
Min deposit: $5,000

FIXED TERM DEPOSITS

Best rate: 3.65% for 8m
Min deposit: $200,000

FIXED TERM DEPOSITS

Best rate: 2.35% for 8m
Min deposit: $500

FIXED TERM DEPOSITS

Best rate: 3.65% for 8m
Min deposit: $50,000

FIXED TERM DEPOSITS

Best rate: 3.50% for 8m
Min deposit: $5,000

FIXED TERM DEPOSITS

Best rate: 4.40% for 9m
Min deposit: $200,000

FIXED TERM DEPOSITS

Best rate: 2.35% for 9m
Min deposit: $500

FIXED TERM DEPOSITS

Best rate: 4.40% for 9m
Min deposit: $50,000

FIXED TERM DEPOSITS

Best rate: 3.50% for 9m
Min deposit: $5,000

FIXED TERM DEPOSITS

Best rate: 1.50% for 1m
Min deposit: $200,000

FIXED TERM DEPOSITS

Best rate: 1.35% for 1m
Min deposit: $50,000

Savings & transaction accounts · 11Compare across banks →

CASH MANAGER ONLINEon application

Pricing: Rates on application
Base rate: 1.00%

CASH MANAGER PLUS

Base rate: 0.70%

Pricing: Rates on application

Base rate: 0.00%

Base rate: 1.05%

EDUCATION SAVERon application

Pricing: Rates on application
Base rate: 0.70%

Base rate: 0.00%

PASSBOOK ACCOUNT

Base rate: 0.20%

PENSIONER CHOICE

Base rate: 0.35%

Base rate: 0.60%

WORKINGS SAVINGSon application

Pricing: Rates on application
Base rate: 0.00%

Published by Darling Downs Bank under the Consumer Data Right, last changed by them on 17 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.

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